W Risk Consultants

Recently, several contractors paid nearly $10 million to settle allegations of bodily injury and property damage from mold contamination in a client's residence. When a contractor's work disturbs an existing pollution condition, the contractor is held liable for resulting damages. Mold is just one of the countless types of unforeseen pollution that general contractors can uncover. Most contractors don't realize that even if they don't work with hazardous chemicals, they still face pollution liability risks.

Many are also unaware that these types of risks are typically not covered by general liability.

Contractors need a tailored policy in place to safeguard against losses caused by hidden pollution conditions. I have access to policies that address the risks that contractors face every day. Give me a call and let's discuss your individual situation TODAY!

Chris Woods
W Risk Consultants
(832) 356-3866

We will never forget

The subject of liability insurance is not unfamiliar to the general public. Driving a car creates potential liability and is faced by most individuals every day.

Also, the publicity surrounding the legal system—specifically concerning large monetary judgments—makes it difficult to ignore the situation. Even in the few states where mandatory personal vehicle insurance is not required, most drivers purchase it to protect themselves.

However, many drivers fail to realize that negligence is the basis of personal liability exposure and that negligence can cause other situations in which they can be held liable. Individuals require protection against being exposed to damages from negligence. This exposure can be absorbed by getting several types of insurance policies.

There are three common types:
- Personal vehicle liability insurance.
- Workers' compensation and employer's liability insurance.
- General liability insurance.

These categories of insurance are provided by separate policies. General liability policies do not cover a policyholder's liability for negligence arising out of the use of automobiles and for injuries to employees or contractors. In the first instance, coverage is available under a personal vehicle liability insurance policy. In the second event, one can gain protection through workers' compensation and employer's liability insurance.

If you would like to discuss your individual situation, please give me a call at (832) 356-3866 or email me at [email protected]

http://shoutout.wix.com/so/5KvO1klR

15 safety tips to help you enjoy the Fourth of July On July 4, 1776 the Declaration of Independence was approved by the Continental Congress. This great document declared our independence from Great Britain. Since then the Fourth of July has been a federal holiday, allowing us to enjoy time with our families, friends, neighbors, and pets. Common trad…

http://shoutout.wix.com/so/b8f1b62c-506c-4c6e-bd52-069d51065016 #/main

Keep your new driver safe! Mile for mile, teenage drivers are at greatest risk of being involved in motor vehicle accidents. Sixteen year olds, who have the least driving experience and tend to take chances, are particularly vulnerable. Below are some characteristics of fatal crashes involving new drivers.

http://shoutout.wix.com/so/03dce11e-0b2a-4413-9390-cfb9d72e42b8

Commercial Auto Insurance Could Save You From DISASTER! Picture this: You send one of your employees downtown in the company van. Hours pass, and he doesn't return or call you. Next thing you know; it's the police on the phone telling you that your employee rammed into a mini van, and sent an entire family to the hospital! What will your first though…

Hey everyone, I want to take a moment and thank you all from the bottom of my heart for supporting my dream, vision and life legacy. I truly value all of your prayers and blessings throughout my journey.

I am again asking for your assistance. If you would please click the link and rate, like, share, etc...about my new Manta.com page it would truly add to my blessing. Thank you all for your support.

http://www.manta.com/c/mx4s4yk/w-risk-consultants

W Risk Consultants Insurance Companies in Richmond, TX

Just because we're closed doesn't mean you can't still get your FREE QUOTE.
www.wriskconsultants.com

HAPPY THANKSGIVING!from w risk consultants When we say Grace, on Thanksgiving Day, we will be thankful for the trust you have placed in us.

Is it that time of year again already?!?!

Yes, it's October and that means the 2015 Obama Care open enrollment period is just around the corner. Enrollment for 2015 plans begin November 15th. and if you remember what it was like trying to get online and enroll last year, imagine what headaches this year will bring.

Lucky you have a friend who specializes in these types of things. Give me us call today @ (832) 356-3866 and let's carefully review the multiple options available and cater a healthcare plan that's truly individual to your needs.

W Risk Consultants, true insurance professionals who work for YOU!

You just sit back and enjoy life....let me worry about the RISK

I'm Chris Woods, and I'll protect your family like my own.

W Risk Consultants
(832)356-3866
www.wriskconsultants.com

W Risk Newsletter
October 27, 2014

Cybercrime News:  Snapchat At Your Own Risk! Do you know any kids under age 13 who are using social media?  As a Father of three (ages 16, 12 & 10), my wife and I constantly balance allowing our children the freedom to use the internet while closely monitoring social sites they may visit.  While researching a popular app called Snapchat, I ran…

You have a family doctor and a family attorney, but do you have a family INSURANCE professional?  Your family's concerns are, no doubt, of utmost importance to you.  After all, what's more important than the well-being of those you love?  When a medical emergency arises, you consult a specialist.  When you face a legal issue, you turn to a trusted professional with the experience and skill to ha…