Welsh Insurance Services

Q: I’m retired and my employer provided some insurance after I turned 65. Is it better than local Medicare plans?

A: It’s always good to compare what you're getting to the field of what’s available to you.

Q: I want to change medical groups. Can I do that any time during the year?

A: Yes, as long as the new group is in the network of the plan you chose.
(Medicare Advantage plans always have a provider network.)
Your broker can coach you through the process.

Q: If I’m past 65 and I’m retiring this year, how do I enroll in Medicare?

A: You’ll supply Social Security Administration with two simple forms: one from your employer and one from you.|

Call an insurance broker to supply the forms at no cost to you.

FACT: If you’re turning 65 this year and are paying for employer coverage, or retiree coverage, you may not need to be.

Q: What is a reason I might be able to change my plan?

A: Here are two examples:
1) If you move
2) If you leave an employer sponsored plan.

Your broker can lead you through this process at no charge to you.

Ask us anything! We are here to help.
Scott and Sarah Welsh

"Bombarded by the pressure and time-constraints of open enrollment, some end up selecting a plan they don’t understand, or even worse, one that doesn’t offer the coverage they need...."

But Welsh Insurance Services comes to the rescue.

"...The Welshes complete, process and submit the enrollment application and then act as liaisons, troubleshooting referrals, answering questions and alerting them whenever there are any changes."

Thank you Redlands Community News for this piece.
So many residents in the area around age 65 are in need of guidance they can trust. We are here to offer peace of mind.

For more details on community meetings or consultations: 1445 W. Redlands Blvd., Suite B, Redlands; (909) 520-8482; welshadvantage.com.

February 2021 Spotlight on Business: Where to find assistance with Medicare plans in Redlands For the 10,000 baby boomers (born from 1946 to 1964) who turn 65 each day, navigating through the countless Medicare plan options can be daunting.

5 reasons to go local for expert Medicare consultations

Reach out to us for help navigating the system to ensure you get the best options available to you. We provide this ongoing service at no charge to you.

Call (909) 520-8482

lOCAL IS BEST: 5 TRUTHS – Welsh Insurance Services Many insurance agents and brokers — particularly those working for national companies – are trying to get your business. Whether it’s via TV ads or junk mail, too many of these so-called “experts” are trying to grab new and existing Medicare members, and flip their plan without determining...

QUESTION: Can I change my Medicare plan during the year?

ANSWER: Yes, if you have a special enrollment period. (SEP)

There are several reasons you may be able to change your plan now.

For a full list and to see if you are eligible, contact your broker.
Brokers offer guidance at no cost to you.

FACT: If you are turning 65 or retiring this year, you need not worry about conducting your Medicare options more than 90 days out.

You can call your broker any time for assistance navigating this process at no cost to you.

Q: How do I enroll in Medicare?

A: If you are currently collecting Social Security benefits, then you will automatically be enrolled in Medicare Parts A and B. You will receive a card 90 days prior to your 65th birthday. If you are not collecting Social Security benefits, you will have to actively enroll yourself into Medicare by going online to www.ssa.gov or www.medicare.gov., or contact us for assistance at any level.

Ask us anything! We are here to help.
Scott and Sarah Welsh

Medicare.gov: the official U.S. government site for Medicare | Medicare Make the most of your 2021 coverage See what Medicare covers Find Health & Drug Plans See how Medicare is responding to Coronavirus Learn Moreopens in new window Log in/Create account Access your Medicare account 2021 Medicare Costs See basic Medicare costs for 2021 Find care Search all providers &....