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When it comes to home financing, most people have regret because they get it at the wrong time OR the wrong loan.
We assist families build a clear road map to successful home ownership which ultimately helps them live in their dream home and grow wealth.
10/19/2023
**Exciting News for Home Buyers!** 🏡
Big news, home buyers! HUD and FHA have exciting updates for you!
**What's an ADU?** 🏠
ADU = Accessory Dwelling Unit. It's like a mini-house on your property that you can rent out!
**Why's This a Big Deal?** 🚀
Here's the scoop: Lenders now consider ADU rental income, making FHA financing accessible to more people! Great for first-time buyers, seniors, and dreamers of generational wealth. 🏆🏡
**Why Does This Matter?** 🇺🇸
It supports the mission to boost housing supply and homeownership accessibility.
**What's New?** 🔄
1. You can use 75% of ADU rental income to qualify for an FHA mortgage.
2. Planning a new ADU? Use 50% of estimated rent to qualify.
3. Appraisers have fresh guidelines for ADU property valuations.
4. ADUs now count in FHA mortgages for new construction. 🏗️
**When's It Happening?** 📅
Right now! FHA-approved lenders offer ADU-friendly mortgages. Ready for a home with an ADU? These changes make financing a breeze. Happy house hunting! 🎉🗝️
🏡💬
09/16/2023
"🎉 Hats off to the Gerry Ramos Realty Group for yet another successful real estate journey! 🏡
Your dedication to helping families find their dream homes is truly commendable. Here's to many more happy families and thriving communities! 🥂
"
07/04/2023
Sparkling skies, freedom vibes and red white and blue. Wishing you all a star spangled Fourth of July. 🎇🎇
06/18/2023
Too all the fathers that are the ultimate superhero without a cape, but with an unmatched ability to embarrass their children in public. Happy Father's Day to the men who have mastered the art of dad jokes and rocked the 'dad bod' before it was cool!" 🙌🏆🥇
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Redlands, CA