Fresh Focus Credit Solutions

Folks please don't do this.... link in first comment

This particular article is from the dallas Fort Worth area, but this is everywhere. I suggest cutting back on the wants and just spending on the needs. In my opinion this economy is far worse than the 2008 recession. The amount of people that are falling in default on car notes, credit card debt, mortgages..etc is at an all time high. I see record number of bankruptcies being filed in the near future. Please stay disciplined with your spending.

Squeezed: Data suggests more and more DFW families are falling behind on their bills What's behind the rising costs of living in North Texas? NBC 5 Investigates dives into the financial squeeze leaving families under crushing debt.

https://abcnews.go.com/Business/americans-household-debt-hits-new-record-high-report/story?id=127221208

Americans' household debt hits new record high, according to report The debut includes mortgages, car loans, credit cards and student loans.

https://www.commondreams.org/news/trump-cfpb-medical-debt

Trump CFPB Moves to Bar States From Wiping Medical Debt Off Credit Reports | Common Dreams One consumer advocate said the effort adds "salt to the wound" as tens of millions of people face healthcare premium spikes that are likely to worsen the nation's medical debt crisis.

GoFundMe CEO says customers are crowdfunding rent and groceries

From wildfire relief to funding food: Inside the business of GoFundMe Opening Bid Unfiltered is available on Apple Podcasts, Spotify, YouTube, or wherever you get your podcasts. In times of need, families often rely on GoFundMe to cover expenses ranging from burial costs for a loved one to helping to rebuild a burned-down home. GoFundMe has become the go-to destinatio...

https://www.cnbc.com/2025/10/13/new-car-prices-auto-loan-delinquencies.html

K-shaped cars: New vehicle prices top $50,000 while auto loan delinquencies keep rising Look no further than the automotive industry for the latest indication of a potential "K-Shaped" economy for U.S. consumers.

Get your federal student loans in order. You do not want them to start garnishing your wages, keeping your income tax checks etc….

https://amp.cnn.com/cnn/2025/04/21/politics/education-department-resume-collecting-student-loans-default?fbclid=IwZXh0bgNhZW0CMTEAAR60uhlBs2uczaUMZEV7rcIcuKFf3xnNfOXRuHyWQUPD8amSgPUZKh9v75MJGA_aem_YQurTsZaACl3yrjAx3ob3g -menu

Education Department to resume collecting student loans in default | CNN Politics The Department of Education announced on Monday that it will restart collecting federal student loans in default on May 5, ending a pandemic-era pause that began roughly five years ago.

https://www.usatoday.com/story/money/2025/03/31/student-loan-defaults-hurt-credit-scores/82740789007/?fbclid=IwZXh0bgNhZW0CMTEAAR6l8rG7GQrTLRgiO7Es4cRHnmbxukYXHHDdlfQdjLsjPac20ss0z1n2n3dICw_aem_FW4y8er9bmeziRzfb9vTtA

Federal student loan repayment confusion sparks nationwide credit score concerns Federal student loan borrowers should start repaying their loans so as not to affect their credit scores. A pause on credit reporting ended Jan 1.

https://www.cnbc.com/2025/03/05/past-due-student-loan-borrowers-may-see-credit-scores-tank-vantagescore.html

Millions of student borrowers are behind on loans — and may see their credit scores tank, VantageScore finds The 9 million federal student loan borrowers who are late on their bills may see their credit scores tank by as much as 129 points, a new report finds.

The average car loan interest rate by credit score… Where do you fall?

https://www.nbcnews.com/business/personal-finance/biden-administration-finalizes-rule-strike-medical-debt-credit-reports-rcna186538

Biden administration finalizes rule to strike medical debt from credit reports The Consumer Financial Protection Bureau determined medical debt was a poor predictor of whether someone could repay a loan.

US Credit Card Defaults Surge to Highest Level Since 2008,,,

US Credit Card Defaults Surge to Highest Level Since 2008 US credit card defaults have reached their highest point since the 2008 financial crisis, indicating a decline in the financial well-being of lower-income consumers after years of high inflation.