Total Insurance

Did you know when it comes to Medicare there are really only two Options? Managed Care or Indemnity.

With Major Medical Available Everywhere what does "group benefits" mean?

It means that employers can use benefits that are very popular, cost effective and Truly Insurance products not pay as you go health care. Wanna Talk?

Employee Benefits with Everything BUT Major Medical???

Pssst. No one really cares a lot about this anymore because they can get guaranteed Health insurance with No Pre Ex from any insurance company ANYWHERE!!

Do we have any beach house owners in Raleigh, NC. We may have some solutions! Might be a Rough Year!

Next Concept. Add an "On-Off" switch to your employee benefits.

Yes, You can!

Did you know that Total Insurance Offers Medicare Plans?

Ok small companies...its safe to go back to group coverage. Key Elements have occurred within the law that now makes Major Medical an Add on As needed product. Combined with superior pricing, control and employer choice there is no reason a company of any size should not at least offer benefits. This Year we plan to make it happen with GOAL 1000

After 2014 small companies could not afford major medical for their employees. Now, Employer costs are the same or a bit lower than individual. Participation Guidelines have been aligned to allow employees who don't want benefits to get them elsewhere. Stay tuned for my next revolutionary post.

We are going to turn benefits offerings Upside Down!

Stay Tuned!

Question:

If I could sell you a health plan, which would you choose?

$1000 per month, Copays and Rx and$5,000 out of pocket max and unlimited lifetime benefits,...

or...

A Bucket of $2,000,000 cash to pay for your health care expenses each year with a VISA card for $600 a month

For those of you who do not yet know I have moved my office to downtown Raleigh and am working on one in Florida. The best way to get me is to call the Florida Office the number is on the Holiday Isle Insurance Group web site

www.holidayisleinsurance.com

If you do not offer benefits. Don't Despair!

Offer Voluntary Dental to Your Employees. It's Free, they love it and it is a first step to getting your feet wet, easy to cancel should they leave and a great way to offer something when no one else is offering anything.

Should you decide you can offer more benefits as is practical and reasonable. Be Different from your competition.