Steve Ricciardi NMLS 48622

Steve Ricciardi NMLS 48622

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Senior Loan Officer with 24+ yrs in lending. Expert in FHA, VA, jumbo, non-QM, and refinance—guiding clients with care, clarity, and tailored solutions.

Steven Ricciardi NMLS 48622, Northpointe Bank NMLS# 447490, Equal Housing Lender and Member FDIC

05/27/2026

Whether you're in residency, starting a new role, or established in your career, your financial path can look different than most. Traditional mortgage options do not always align with the timing of your income, student debt, or your current level of savings which is why our Medical Professionals program is designed to support where you are and where you're headed. You've invested in your future. Your financing should reflect that. See if you qualify today!

http://www.northpointe.com/steven-ricciardi

New ★★★★★ 5 Star Experience.com Review by Gianno G 05/20/2026

5.0 star review received on Experience.com for Steven Ricciardi by Gianno G - Steve walked me through the process every step of the way. He explained documents to me thoroughly and made sure I was prepared to close. Very professional and made me feel like Northpointe was the right choice.

New ★★★★★ 5 Star Experience.com Review by Gianno G Click to see all 27 reviews of Steven Ricciardi - Northpointe Bank, Senior Loan Officer | NMLS # 48622

05/12/2026

Access your equity with more flexibility, while keeping your primary mortgage interest rate in place. Our second mortgage solutions now offer expanded ways to qualify, including alternative income documentation and property cash flow for investment properties. Does your financing align with your financial goals? Let's connect and explore your options.

http://www.northpointe.com/steven-ricciardi

04/16/2026

Northpointe Bank, in partnership with the Federal Home Loan Bank of Indianapolis, will soon offer eligible households grant funds that can be used toward your down payment or closing costs through the Launch Down Payment Assistance Program.
Funds are limited so connect with us today to explore your options!

http://www.northpointe.com/steven-ricciardi

New ★★★★★ 5 Star Experience.com Review by Daniella M 03/06/2026

5.0 star review received on Experience.com for Steven Ricciardi by Daniella M - Steven was incredible to work with! He was very knowledgable and was always available to help with any questions . I would highly recommend steven and definately will use him again!

New ★★★★★ 5 Star Experience.com Review by Daniella M Click to see all 26 reviews of Steven Ricciardi - Northpointe Bank, Senior Loan Officer | NMLS # 48622

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76 Westminster Street Suite 650
Providence, RI
02903