Stevens Insurance Group

Also known as Medicare Advantage, the Part C program is a form of managed care that allows Medicare beneficiaries to get their Parts A and B benefits through a private insurance plan and its network of providers. Many Part C plans offer a built-in Part D drug plan.

Healthy eating is an important part of healthy aging. As with exercise, eating well is not just about weight. Having a healthy diet can help support muscles and strengthen bones, which can help with balance and independence.

Tips For Better Sleep: Avoid all screens for at least an hour before bed. The blue light emitted by TVs, tablets, phones, and computers trigger wakefulness and suppress hormones such as melatonin that make you sleepy.

Reminder To Be Careful: Scammers use several different tactics to try and scam Medicare beneficiaries and make attempts by phone or email.

Fast Fact: While the Medicare Annual Wellness Visit is not mandatory, it is a 100% covered preventive service.

Quick Tip: Original Medicare consists of Part A and Part B, which are your hospital and medical benefits, respectively.

Medicare Part B premiums are set each year by the federal government and most people pay the same standard rate. Some high earners (fewer than 5%) pay an income-related adjustment in addition to the standard Part B premium.

Medicare Supplement plans do not require referrals, allow you to see any provider that accepts Medicare, require separate Part D plans, and only have a one-time Medigap Open Enrollment window.

Understanding your Medicare benefits can help you make informed decisions and take full advantage of the wellness services available to you. Contact us today if you have any questions.

Reminder: Your Medicare choices can affect your doctors, prescription coverage, and out-of-pocket costs, so it is important to review your options carefully.