Portland Appraisal Blog

Rates increased 3 basis points this week to 6.69%, setting a new YTD high. A median‑priced Portland Region home ($580,000) now carries a $2,991 monthly payment (assuming 20% down), up about $215 from February’s low. Lifetime interest has climbed to $612,764, and repricing all Q1 2026 detached sales at today’s rate adds $240 million in regional interest—roughly the cost of a major Portland infrastructure project.

Full analysis in the new update:

Portland Region Housing Affordability Snapshot – Rates Hit YTD High of 6.69% (August 6, 2026) At today’s 6.69% mortgage rate, the monthly principal‑and‑interest payment on a Q1 2026 Portland Region median‑priced detached home ($580,000) with 20% down is $2,991, up from $2,776 at February’s …

Rates increased 8 basis points this week to 6.66%, setting a new YTD high. A median‑priced Portland Region home ($580,000) now carries a $2,982 monthly principal and interest payment (assuming 20% down), up about $206 from February’s low. Lifetime interest has climbed to $609,444, and repricing all Q1 2026 detached sales at today’s rate adds $227.8 million in regional interest—roughly the cost of multiple large‑scale Portland housing or infrastructure projects.

Full analysis in the new update:

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Rates increased 3 basis points this week to 6.58%, setting a new year‑to‑date high. A median‑priced Portland Region home ($580,000) now carries a $2,957 monthly payment (assuming 20% down), up $181 from February’s low. Lifetime interest has climbed to $600,610, and repricing all Q1 2026 detached sales at today’s rate adds $194 million in regional interest—roughly the cost of a major Portland housing or infrastructure project.

Full analysis in the new update:

Portland Region Housing Affordability Snapshot – Rates Hit YTD High of 6.58% (July 23, 2026) At today’s 6.58% mortgage rate, the monthly principal‑and‑interest payment on a Q1 2026 Portland Region median‑priced detached home ($580,000) with 20% down is $2,957, up from $2,776 at February’s …

Manufactured‑home sales climbed to 60 (+11) in Q1 2026, with activity spread across 33 cities and every Oregon county in the Portland Region. The quarter blended compact parcels (38% under 0.50 acres) with a pair of 100+‑acre rural properties, pushing the regional average lot size to nearly 8 acres and underscoring the segment’s range.

Full regional overview ↓

The Portland Region Q1 2026 Manufactured Homes Market Update Q1 2026 manufactured‑home sales rose to 60 regionwide (+11), with activity across 33 cities and every Oregon county in the Portland Region. Lots under 0.50 acres made up 38% of sales, while two 100…

Rates increased 6 basis points this week to 6.55%, setting a new YTD high. A median‑priced Portland Region home ($580,000) now carries a $2,948 monthly payment (assuming 20% down), up about $172 from February’s low. Lifetime interest has climbed to $597,305, and repricing all Q1 2026 detached sales at today’s rate adds $181.6 million in regional interest—more than the cost of building a major Portland affordable‑housing project.

Full analysis in the new update:

Portland Region Housing Affordability Snapshot – Rates Hit YTD High of 6.55% (July 16, 2026) At today’s 6.55% mortgage rate (the YTD high), the monthly principal‑and‑interest payment on a Q1 2026 Portland Region median-priced detached home ($580,000) with 20% down is $2,948, up from $2,776…

The attached‑home market quietly reshaped itself in Q1 2026. Median price softened to $420k (‑5%), sales climbed to 362 (+10%), and affordability jumped from 20% → 61%—helped by better interest rates than Q1 2025. Washington drove half the region’s activity, Clackamas and Washington pivoted to smaller new builds, and Multnomah saw broad improvement.

Full regional overview plus county‑by‑county breakdown ↓

The Portland Region Q1 2026 Attached Homes Market Update The Q1 2026 Portland Region attached‑home update: median price $420k (‑5%), PPSF $287 (‑4%), sales +10%, dollar volume +4%. Affordability jumps to 61% (+41 pts) of the market. New construction +15%…

Rates increased 6 basis points this week, returning to 6.49%—just 4 basis points below the YTD high. A median‑priced Portland Region home ($580,000) now carries a $2,930 monthly payment (assuming 20% down), up about $154 from February’s low. Lifetime interest has climbed to $590,708, and repricing all Q1 2026 detached sales at today’s rate adds $156 million in regional interest—roughly the cost of a major Portland infrastructure project.

Full analysis in the new update:

Portland Region Housing Affordability Snapshot – Rates Return to 6.49% (July 9, 2026) At today’s 6.49% mortgage rate, the monthly principal‑and‑interest payment on a Q1 2026 Portland Region median-priced detached home ($580,000) with 20% down is $2,930, up from $2,776 at February’s …

The Portland Region’s condo market cooled in Q1 2026: 511 sales (‑8.6%), dollar volume down 2.6%, and CDOM rising to 119 days. But the average price still climbed to $389k, boosted by a revived luxury segment — including fresh Ritz‑Carlton Residences closings that helped counterbalance softer conditions elsewhere.

Full regional overview as well county by county breakdown ↓

The Portland Region Q1 2026 Condominium Housing Market Update Q1 2026 Portland Region condo update: average price $389k (+6.5%), median $325k (‑1.5%), sales 511 (‑8.6%), CDOM 119 days (+8%). Dollar volume dipped 2.6% as new construction fell sharply, yet stil…

Rates decreased 6 basis points this week to 6.43%, giving slight relief from the YTD high. A median‑priced Portland Region home ($580,000) now carries a $2,911 monthly payment (assuming 20% down), up about $136 from February’s low. Lifetime interest has climbed to $584,128, and repricing all Q1 2026 detached sales at today’s rate adds $131 million in regional interest—roughly the cost of a major Portland infrastructure project.

Full analysis in the new update:

Portland Region Housing Affordability Snapshot – Rates Drop to 6.43% (July 2, 2026) At today’s 6.43% mortgage rate, the monthly principal‑and‑interest payment on a Q1 2026 Portland Region median-priced detached home ($580,000) with 20% down is $2,911 up from $2,776 at February’s l…

Rates increased 2 basis points this week to 6.49%, just 4 basis points below the YTD high. A median‑priced Portland Region home ($580,000) now carries a $2,930 monthly payment (assuming 20% down), up about $154 from February’s low. Lifetime interest has climbed to $590,708, and repricing all Q1 2026 detached sales at today’s rate adds $116 million in regional interest—roughly the cost of a major Portland infrastructure project.

Full analysis in the new update:

Portland Region Housing Affordability Snapshot – Rates Nudge Upwards to 6.49% (June 25, 2026) At today’s 6.49% mortgage rate, the monthly principal‑and‑interest payment on a Q1 2026 Portland Region median-priced detached home ($580,000) with 20% down is $2,930, up from $2,776 at February’s …