Pacific Charter Insurance Group

The No. 1 Reason People Don’t Buy Life Insurance and Why They Are Wrong “It’s too expensive!” is the common refrain when Americans are asked why they don’t get the life insurance protection they need. But—and it’s a big but—80% overestimate how much it costs.

For the fifth year, Life Happens partnered with LIMRA to produce the Insurance Barometer Study, which looks at

No Life Insurance Meant Learning to Do Without Life insurance certainly would have helped us get back on our feet after my dad’s death. It could have helped pay for my mom to go back to school and helped with the mounting bills. It would have eased the stress that comes with worrying about how to pay for groceries and bills. Life insurance would

Wishing everyone a happy, safe and enjoyable Easter Weekend!

Do You Really Need 10x Your Salary in Life Insurance? If you’ve spent time looking at information about choosing the right amount of life insurance, you’ll have found some fairly standard answers, but also a lot of ambiguity. That’s because the amount of life insurance a person needs varies on a case-by-case basis. Still, just like with other kinds of

They Tried to Steal—From My Life Insurance! Well, it has finally happened. Someone out in the vastness of the internet was able to obtain my personal information and use it to try to fraudulently withdraw funds from my accounts. But this was not the normal type of fraud. This was someone who contacted an insurance company where I owned my lif

5 Places to Give Your Finances a Spring Cleaning Spring’s a good time to give your finances a good scrubbing. A lot may have changed in your life over the past year, and some seasonal touch-up work is a good way to stay on top of your finances and maybe save a little cash in the process. Time to get to work.

Startling Facts About Long-Term Care Medicare does not pay for long-term care services, as explained by the Social Security Administration: “Social Security pays retirement, disability, family and survivors benefits. Medicare, a separate program run by the Centers for Medicare & Medicaid Services, helps pay for inpatient hospital care,

6 Reasons You’d Get Turned Down for Life Insurance The most common reason that people get declined for life insurance coverage is because they have a specific health condition, but it isn’t the only reason. I’d like to cover the top ones and let you know what your options might be.

Can You Afford Just 1% to Protect Your Kids? Do you know how much it takes to raise a child these days?

Are you sitting down?

That would be almost a quarter of a million dollars.

It cost $245,000 to raise a child born in 2013 until they hit 18, according to the U.S. Dept. of Agriculture.

This is not about a luxury upbringing. This is no Ka

Ever feel this way? We Can Help!

Happy Valentines Day!