Eric Wiggins - State Farm Insurance Agent

🚗🧾 New Driver Checklist (Eric Wiggins – State Farm) 🧾🚗

Just got your license—or teaching someone to drive? Here’s a quick checklist to help make sure you’re set up the right way:

✅ Make sure you have the right coverage (liability, comp/collision if needed)
✅ Add the driver to your policy before they start driving
✅ Review deductibles and what you’d pay out of pocket for repairs
✅ Confirm your vehicle details (year/make/model, VIN if possible)
✅ Ask about discounts (good student, defensive driving, safety features, bundling)
✅ Update any regular mileage/usage
✅ Make sure you know what to do in an accident: stay safe, exchange info, report promptly

Want help reviewing your policy? Message us or call Eric Wiggins State Farm today! 📲

💡 Insurance Insight from Eric Wiggins State Farm 💡
Most people think insurance only matters after an accident—but the truth is, the best time to review your coverage is before you need it.

Take a moment to confirm:
✅ your deductibles
✅ your liability limits
✅ any discounts you may qualify for
✅ that your info is up to date

Need a coverage review? Message us today.

Flood Insurance Matters — Especially in Texas!

One of the biggest surprises after a storm is learning that homeowners insurance typically doesn’t cover flood damage. Flooding can happen from heavy rain, overflowing drains, or storm surge—and it doesn’t always take a major hurricane.

Flood insurance can help protect what you’ve worked hard for by covering things like:

Damage to your home and foundation.
Flooring, drywall, and built-in appliances.
Personal belongings (with the right coverage).

If you’re not sure whether you’re in a flood zone—or what coverage you have—let’s review it together. A quick conversation now can prevent a major headache later.

It’s Ice Cream Day!

Today’s a great day to treat yourself (and maybe your team) to a scoop—or two. Whether you’re a classic vanilla fan or you go for something loaded with toppings, we hope you get a chance to enjoy a little break.

If you stop by your favorite ice cream spot, tell us your go-to flavor in the comments!

Eric Wiggins State Farm
(281) 601-4073

Boat season is here—make sure your insurance is ready too.

Whether you’re cruising local lakes, towing to the coast, or spending weekends on the water, boat insurance can help protect more than just the boat. It can cover things like liability, damage, theft, and even your gear—depending on how your policy is set up.

At Eric Wiggins State Farm, we’ll help you:

Match coverage to how and where you use your boat
Review liability limits and medical payments
Confirm coverage for the trailer, motor, and accessories
Make sure you’re not assuming coverage exists when it doesn’t

Want a quick boat insurance quote or review? Send us a message or call the office.

Eric Wiggins State Farm
(281) 601-4073 |

This week we’re spotlighting a customer who asked for a quick car insurance check-up—and it turned into a great example of what our team does best: making sure your coverage matches your life today.

What we reviewed and improved:

Confirmed liability limits were strong enough to protect their household.
Checked uninsured/underinsured motorist coverage (a big deal in Texas).
Verified comp & collision deductibles made sense for their budget.
Made sure rental and roadside coverage were in place (and not duplicated).
Applied every discount available based on their current info.

That’s what our team brings to the table: clear answers, honest guidance, and a policy that’s built to protect you—not just meet the minimum.

Happy 4th of July from Eric Wiggins State Farm!

Wishing you and your family a safe and memorable Independence Day filled with good food, great company, and celebration. If you’re traveling this weekend or hosting at home, take a minute to double-check your plans and stay safe on the roads and around fireworks.

From all of us at the Eric Wiggins State Farm Agency—thank you for letting us help protect what matters most.

Happy Flag Day! Today we honor the symbol that represents our nation’s history, freedom, and the people who serve our communities every day.

If you’re celebrating, remember:

Fly the U.S. flag proudly and respectfully
Replace worn or faded flags when needed
Display it properly from sunrise to sunset (or light it at night)

Wishing everyone a safe and meaningful Flag Day.

Quick coverage check ✅

When was the last time you reviewed your insurance? A lot can change in a year—new car, new home upgrades, rising rebuild costs, or even new drivers in the household.

A quick check can help you:

Confirm your home replacement cost and deductibles
Make sure your auto liability limits still fit your needs
Verify you have comprehensive (hail/theft) and rental coverage if you want it
Update beneficiaries and consider life insurance needs
Look for new discounts you may qualify for

Want us to do a quick policy review? Message us and we’ll make it easy.

It’s National Call Your Doctor Day—your reminder to take care of future you.

Use today to:

1.Schedule that annual checkup
2.Refill prescriptions
3.Ask about screenings you’ve been putting off
4.Update your primary care info

Your health is your most important asset. And while you’re protecting it, it’s a great time to review the coverage that protects your family too—life, health, and disability plans can help keep finances steady if the unexpected happens.

If you’d like to review your protection plan, we’re here to help.