John Schuring Jr. Insurance Agency

Roof Series: Many carriers have strict cutoff points:
🔸 15–20 years for asphalt shingles
🔸 40+ years for metal roofs
🔸 20–30 years for tile
If your roof is older than their guidelines, the carrier might:
✔ Decline the policy
✔ Require documentation
✔ Offer actual cash value instead of replacement cost
✔ Request repairs before binding
Roof age = a major factor in getting covered.

Happy Father’s Day to the ones who show up every day. 💙

Honoring freedom. Celebrating resilience. Happy Juneteenth ❤️🖤💚

Summer brings sunshine…And summer storms can bring a whole lot of wind. 🌬️A good reminder to know what your policy covers.

Roof Series: As roofs age, shingles crack, seals wear down, and small gaps form.
Those tiny openings let water in, leading to stains, rot, mold, and expensive repairs. It's one of the top reasons insurance claims get denied or limited on older roofs.

Stars. Stripes. Freedom. 🇺🇸 Today, we honor the flag that represents us all.

Roof Series: Your roof protects your entire world, so keeping it in top shape doesn’t just safeguard your family—it unlocks better coverage and lower rates. (269) 327-3031

Two policies. One smart move. Bundle your home and auto. (269) 327-3031