University Financial Group

As we gather with loved ones this holiday season, it’s a natural time to reflect on the impact we want to leave on future generations. Estate planning and legacy planning are important considerations to help ensure your wishes are documented and your loved ones are supported. Let’s start a conversation about your estate plan and legacy goals.

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One-third of small business owners don’t have an estate plan in place. Don’t leave your family and your business’ future to chance. Call me today to make sure they’re protected.
Source: MassMutual Business Owner Perspectives Study, 2025

Estate planning isn't just personal; it also protects your business. Safeguard your legacy and keep things running smoothly for your team and family. Contact me today to get started.

As artificial intelligence(AI) continues to reshape various aspects of our world, including the financial sector, staying informed and maintaining a long-term-focused approach to wealth is crucial. While AI can offer many potential advantages, it also presents new challenges and catchy trends that require careful consideration with a trusted financial professional. Let’s work together to navigate the evolving, and often complex, financial landscape.

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71% of small businesses say they rely on one or two key people, but only 21% have key employee life insurance. Call me today to ensure you have the coverage you need.
Source: NAIC, 2022

Losing a key team member can disrupt your business. Key person protection ensures stability and continuity. Plan today to safeguard your success. Contact me to learn more.

As the year comes to a close, it’s a good time to review your investment portfolio and consider strategies that may help minimize tax liabilities. One approach is tax loss harvesting, and there are many others that may make more sense for your portfolio. Let’s work together, along with your tax advisor, to make the most of your investments.

70% of full-time workers would switch jobs for better benefits. Don’t lose great talent—offer a plan that keeps your team happy, loyal, and productive. Contact me today to learn how.
Source: The Economist Group, 2024

Happy, loyal, and productive employees are vital to your business. Offering the right employee benefits can make all the difference. Let’s build a plan that works for your business and your people. Contact me today.

From maximizing retirement contributions to donating to charity, there are ways to reduce potential tax liability and help make the most of your money. Let’s discuss how I can help you create a tax-efficient strategy for your income and assets through the end of the year.

Only about 50% of small business owners have started creating a written succession plan. Don’t risk the future of your business. Let’s build a smart exit plan together. Contact me today.
Source: MassMutual Business Owner Perspectives Study, 2025

Thinking of retiring or selling your business someday? Start exit planning now to maximize value, minimize taxes, and ensure a smooth transition. Contact me to learn more.