Food Liability Insurance Program

One recalled ingredient can affect more than just a recipe.

Knowing what steps to take and having a backup plan can help your food business respond quickly if a recall hits.

Save this 6-step guide before you need it.🍴

If your most important ingredient disappeared tomorrow, do you have a Plan B?

A backup supplier or tested substitute can make it easier to weather the storm of a recall or supply chain disruption.

What ingredient would be hardest for your food business to replace?🍴

Happy Labor Day!

We're closed today, Monday, September 7, in honor of Labor Day.

We'll reopen Tuesday, September 8 with regular hours.

From all of us at Food Liability Insurance Program, enjoy the long weekend and take some well-earned time off!

Summer event season means more weddings, parties, and reasons to toast. 🥂

But if your business serves or sells alcohol, you’ll need liquor liability coverage.

Don’t assume general liability covers everything. Check your coverage now before you start pouring.

What happens when a caterer accidentally spills hot coffee on a wedding guest?

A bad stain, an even worse burn, and a legal issue.

Accidents happen fast during the busy event season.

That’s why liability coverage matters for businesses serving food and drinks at events.

Are you ready for the busy festival season?

Before your next farmers market, fair, wedding, or pop-up event, take these small steps now and prevent major headaches later.

Cyber attacks don’t just happen to big companies.

72% of U.S. small businesses dealt with cybercrime in 2025.

From hacked POS systems to fake vendor emails, one digital issue can interrupt your entire business.

Here are 3 common cyber risks food businesses should know about.

Starting a home bakery or side hustle?

Many business owners assume their homeowners insurance automatically covers business activities. In many cases, it doesn't.

That could leave gaps in coverage for:
• Equipment
• Inventory
• Customer injuries
• Business-related claims

Small business ≠ small risk.

If you're running a business from home, make sure your coverage is keeping up with your goals.

Summer is peak food business season — and peak fire season.

Between generators, heat, grease buildup, and packed schedules, fire risks increase fast this time of year.

Before your next event or busy weekend, run through this fire safety checklist for your business.

Protect your equipment. Protect your team. Protect your season.