Smooth Sailing Real Estate
Representing buyers and sellers of real estate in Clinton, Franklin and Essex counties.
Tips for Finding the Best Mortgage
01/29/2023
Most US renters say annual bill climbed by more than $1,000 – Orange County Register - Vigour Times
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Most US renters say annual bill climbed by more than $1,000 – Orange County Register - Vigour Times By Alex Tanzi | Bloomberg More than half of US renters say their annual bill climbed by at least $1,200 over the past year amid a housing-market squeeze, according to the Census Bureau. Texas was the destination for the most renters of U-Haul trailers and trucks for the second consecutive year in 20...
01/28/2023
5 charts that show the state of Central NY's real estate market at the end of 2022
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5 charts that show the state of Central NY's real estate market at the end of 2022 Published: Jan. 06, 2023, 8:30 a.m. Stock photoThinkstock | Getty Images The Central New York real estate market has started to return to normal following an extended hot streak, Realtors say, but that doesn’t mean buyers have the upper hand yet. Prices are still on the rise in the region and mult...
New York Market Update
01/27/2023
Should I Buy a Home After 60?
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Should I Buy a Home After 60? As a homeowner, you can borrow against your equity through a home equity loan or home equity line of credit (HELOC) to pay for home improvements. While homeownership after age 60 can bring a host of positives, here are three common drawbacks before signing the dotted line on closing day: For example...
Rent prices still up in NYC, despite lower demand
01/24/2023
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NYC, among the most overvalued rental markets
01/22/2023
3 Surprises First-Time Homebuyers Experience and How To Navigate Them
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3 Surprises First-Time Homebuyers Experience and How To Navigate Them Buying a home for the first time can be a daunting process, and even well-prepared buyers can be in for some surprises along the way — and in fact, most first-time homebuyers are. “The property taxes will be prorated, which means the seller pays for the time they lived in the home and the buyer ...
01/21/2023
What You Need To Know Before Buying A House In New York
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What You Need To Know Before Buying A House In New York You need proof of income: To qualify for a mortgage in New York, you must prove that you can afford the payments on the house and the interest on the loan. Next, you will be asked to provide DFS with additional information about your loan, such as when it was originated (typically within 30 days of....
Happy Lunar New Year
01/20/2023
Compare Current Mortgage Rates
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Compare Current Mortgage Rates “Mortgage rates are expected to end 2022 at 4.8%–and to decline gradually to 4.6%–by 2024 as spreads narrow.” NAR’s Yun: “All in all, the 30-year fixed mortgage rate is likely to hit 5.3% to 5.5% by the end of the year. The most popular ARM is called the 5/1 ARM, which has a fixed rate f...
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