Keren Sester- Insurance Agent

Congratulations! You can sign up for Medicare now. Here’s a helpful to-do list to begin your journey:

1-3 months before your 65th birthday:
• Keep an eye on the mail for your Medicare card
• Call me to help you enroll in the right Medicare plan for you
• Find out if financial assistance is available and apply
• Mark your calendar for when coverage begins


Call me, a licensed sales agent, to learn more
954-595-7967
English & Spanish
[email protected]
www.facebook.com/insurance4me2025

While you may not be eligible to sign up for Medicare just yet, you can start preparing now to make the process easier when the time comes. Here’s a helpful to-do list to begin your journey:

4-6 months before your 65th birthday:
• Call me to help you find a Medicare educational event near you or set up a personal consultation to learn about your options
• Find out if your doctor(s) accept(s) Medicare or Medicare Advantage


Call me, a licensed sales agent, to learn more
954-595-7967
English & Spanish

There are a lot of choices when it comes to Medicare Advantage plans. One that may be available to you is a preferred provider organization (PPO) plan. A PPO plan offers flexibility and convenience when choosing your healthcare providers because you're not limited to a specific network. To discover more about the advantages of a PPO plan, let's talk.

It’s more than healthcare—it’s human care.




Call me, a licensed sales agent, to learn more
954-595-7967 (TTY: 711)
[email protected]
www.facebook.com/insurance4me2025
W575294

Do you have Medicaid and are you new to Medicare?

You may qualify for a Dual Eligible Special Needs Plan (D-SNP). That means you could get everything Original Medicare has, plus:

• The Humana Healthy Options Allowance® to help pay for eligible over-the-counter items like vitamins, pain relievers, first aid supplies, and more.*
• Prescription drug coverage with no cost for your covered prescriptions†
• $0 copays for covered dental services
• And more


Call me, a licensed sales agent, to learn more
954-595-7967

* Allowance amounts cannot be combined with other benefit allowances. Limitations and restrictions may apply.
† Members who do not receive Extra Help are not eligible

I’m grateful to have been part of your health journey this past year. Let’s embrace the new year with positivity, wellness, and continued growth. Wishing you a happy and healthy new year.

Call me, a licensed sales agent, to learn more
954-595-7967
[email protected]

Sending well wishes to you and your loved ones this holiday season. I look forward to continuing to support you and your health journey in the new year.

Call me, a licensed sales agent, to learn more
954-595-7967
[email protected]

Wishing you a Happy Thanksgiving. I’m truly grateful for the opportunity to support you on your health journey this year. May this season bring warmth, gratitude, and continued progress toward a bright future.

Call me, a licensed sales agent, to learn more

[email protected]

954-595-7967

Turning 65 or new to Medicare?
You deserve a PPO plan with the flexibility you want. With Medicare Advantage PPO plans from Humana, you get plans that let you visit any in-network doctor, the ability to see any doctor in our national network without a referral and coverage for routine dental, vision or hearing. Plus more.



Call your licensed sales agent
954-595-7967 (TTY: 711)
[email protected]
www.facebook.com/insurance4me2025

Wishing you a spooky and spectacular Halloween. I’m excited to keep working with you and share a few magical tricks to help you stay on track with your health journey.


Call me, a licensed sales agent, to learn more
954-595-7967
[email protected]

Making the right choice for your Medicare Advantage plan can affect your well-being and your wallet. You may want to consider a health maintenance organization (HMO) plan. HMO plans are designed to make healthcare more affordable and organized. You choose a primary care doctor who coordinates all your healthcare needs. They’ll refer you to specialists within the HMO’s network when necessary. Want to learn more? Let's talk.

It’s more than healthcare—it’s human care.




Call me, a licensed sales agent, to learn more
954-595-7967 (TTY: 711)
[email protected]
www.facebook.com/insurance4me2025
W575294

The Medicare Annual Election Period is Oct. 15-Dec. 7

You want a Medicare Advantage plan that fits your needs. With Humana, you may be able to get Medicare Advantage plans that may offer benefits to support your health and lifestyle.

Find plans with dental and vision, prescription drug coverage, and health and wellness programs—with affordable deductibles and $0 or low-cost monthly premiums.

Call me, a licensed sales agent, to learn more
954-595-7967
[email protected]
www.facebook.com/insurance4me2025