AFR Services

Across the country, FEMA is releasing updated flood maps that are expanding flood hazard areas and changing insurance requirements for many property owners. In some regions, thousands of properties could be affected by new flood zone designations.

For lenders, that creates a critical question: How will you know when a loan in your portfolio is affected?

Without ongoing monitoring, a flood map revision could go unnoticed until an audit, examination, or coverage issue reveals the problem.

AFR's Life-of-Loan Monitoring continuously tracks FEMA map changes and community updates, helping lenders identify impacted loans and take action when required.

Flood compliance isn't a one-time event. It's an ongoing risk.

A flood zone determination isn't just a checkbox for loan closing. It's the foundation of your flood compliance program.

An inaccurate determination can lead to:
✔ Unnecessary flood insurance requirements
✔ Missed mandatory coverage obligations
✔ Increased regulatory risk
✔ Borrower frustration and delays

That's why lenders rely on AFR for precise flood zone determinations backed by experienced flood specialists and industry-leading technology.

The right determination today helps prevent costly problems tomorrow.

Heading to INSURCON? Stop by Booth D2 and connect with AFR.

Today’s flood market is changing fast — and agencies need flexible solutions, responsive support, and access to more markets to stay competitive. AFR helps agencies navigate both NFIP and private flood options with experienced flood specialists ready to assist.

Book time with Tom McMahon and Johnny Catalano to talk about how AFR can support your agency and insureds.

📅 June 15–17
📍 Booth D2

https://na2.hubs.ly/H05wW3s0

Insurance tracking is a critical part of portfolio risk management.

AFR Services helps lenders monitor hazard and flood coverage, manage exceptions, and support compliance across the life of the loan.

If your process is still heavily manual, it may be time for a new, strategic approach.

https://na2.hubs.ly/H05txBH0

Flood conversations are becoming more important for agencies — especially as clients look for broader coverage options and more competitive solutions.

That’s why AFR is heading to INSURCON.

If you’re attending, now’s the time to schedule a meeting with Tom McMahon and Johnny Catalano at Booth D2.

We’d love to discuss:
✔ Private flood opportunities
✔ Commercial flood challenges
✔ Hard-to-place risks
✔ Growing your agency’s flood book

📅 June 15–17
📍 Booth D2

Reserve time with the AFR team before the conference schedule fills up.

https://na2.hubs.ly/H05wQQ-0

One flood conversation can strengthen an account relationship. Ignoring it can weaken one.

Many insureds still believe flood damage is covered under their property policy — until a loss happens.

AFR helps agents provide competitive flood solutions and expert guidance for residential and commercial properties.

Make sure your clients hear about flood coverage from you first. Get appointed today! https://na2.hubs.ly/H05rBLz0

An insurance lapse is more than an admin issue — it’s portfolio exposure.

Insurance tracking from AFR Services gives lenders better visibility into coverage status, faster exception handling, and stronger collateral protection.

https://na2.hubs.ly/H05txB40

Hurricane season exposes more than property damage. It exposes coverage misunderstandings.

Many commercial clients believe “named storm coverage” means they’re fully protected—until they discover:
• Flood isn’t covered
• Storm surge creates gaps
• Percentage deductibles become massive financial exposures

Our latest blog breaks down the coverage surprises many commercial property owners never see coming.

https://na2.hubs.ly/H05tDH00

Your clients are hearing about flood coverage whether it’s from you or not.

Flood discussions are becoming part of broader risk conversations tied to hurricanes, severe weather, and lender requirements.

AFR helps agents stay ahead with broad flood market options and support for complex risks.

Be the agency your clients turn to first. Get appointed with AFR https://na2.hubs.ly/H05rBMC0

Manual insurance tracking creates unnecessary risk and operational drag.

AFR Services helps lenders streamline hazard and flood insurance tracking with automated monitoring, borrower communications, and exception management.

Protect collateral. Reduce servicing burden. Improve visibility.

https://na2.hubs.ly/H05txlg0