Real Estate

While most mortgage lenders are bound by this law, a strong recommendation can make a difference in satisfactory results.

The 4 C's of Qualifying The Qualified mortgage rule affects the underwriting standards that most lenders use to qualify buyers: capital, capacity, credit and collateral.

Interestingly, it is probably less to own than to rent.

Rent or Buy? Whether you rent or buy, you pay for the house you occupy.

There is a value to having a third party advocate helping each party handle the complexities involved.

Who Earns the Commission? What do you think the motivating reason would be for the 5% of all homebuyers who chose not to work with an agent but instead conducted their own home search?

Think of your REALTOR® as an invaluable part of the team who is going to help you meet your expectations.

Expectations Ideally, what every owner wants when they sell their home is to get the highest possible sales price in the shortest period with the least inconveniences.

The property taxes and insurance are variables that contribute to the total payment which will make the house payment change over the years.

Escrow Shortage The most common reason an escrow account shortage occurs is that taxes and insurance premiums increase, and the amount being collected isn't enough to pay them when they become due.

It is not the quantity of showings that is important as much as it is the quality of the showing.

Types of Home Showings In the digital age, there are different types of showings that help buyers to reach the same decision to eliminate a home without having to physically see it.

The IRS recommends each year to compare the standard and itemized deductions to see which would benefit you more.

Take the Standard Deduction & the Home Even if a homeowner doesn't deduct the mortgage interest and property taxes, it is still one of the best investments people can make.

Download a copy of the report athttps://www.nar.realtor/sites/default/files/documents/2019-diy-report-01-03-2019.pdf

2019 Remodeling Projects Homeowners may be able to recover more of the amount they spend on some remodeling projects than others.