ABNET INC. Insurance Services

Motorcycle insurance is a way of sharing the risks of riding between you and your insurance company. The way it works is simple. You pay a set premium to an insurance company for coverage. In return, the company promises to pay for specific financial losses that might occur during the term of the policy.

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Does a BOP cover employee injuries? No. Employee injuries are typically covered by Workers' Compensation Insurance, not a BOP.

What is business interruption coverage? Business interruption insurance can help replace lost income and cover certain ongoing expenses if your business is temporarily unable to operate due to a covered loss.

Does commercial auto cover employees driving my vehicles? Yes, typically employees are covered when driving company vehicles—just make sure they are properly listed or permitted drivers.

As your needs change over time, an independent agent can continue reviewing your policies and recommend updates or better options without requiring you to start over with a new company.

Your possessions may be more valuable than you realize. Most homeowners policies offer limited coverage for personal articles such as jewelry, cameras, golf equipment, fine art and collectibles, and computer equipment. We can provide the additional protection you need with a comprehensive valuable items insurance policy.

Professional liability insurance, also sometimes referred to as errors and omissions insurance or E&O, protects businesses or individuals in the event that a customer holds your company or business owner responsible for a service that was provided, or failed to be provided, and did not have the expected or intended results.

ATV insurance is very similar to motorcycle insurance. All-terrain vehicles are three, four or six-wheeled buggies used off-road. 4x4 insurance has the same basic coverages included in the motorcycle insurance policy, tweaked for the needs of off-road enthusiasts.

Workers' compensation insurance protects employers from claims resulting from injuries to employees. It protects your business from lawsuits and provides employees with compensation for on-the-job injuries.