LC Financial LLC

The Trump Account App Has Launched. Here's What Parents Need to Know. Trump Accounts are set to become available in early July, giving parents a new way to save. The accounts will have their pros and cons, and your best use will depend on your goals and timeline.

Student Loan Repayments Are Being Overhauled. What Borrowers Should Know. Starting July 1, millions of borrowers will need to choose from a new menu of repayment options as the Trump administration enacts major changes to the student loan system.

The world is heading toward a financial crisis – the state of US politics has left us ill-prepared Trump’s second term has revealed that Washington’s policy response to such a crisis will likely be misguided and full of chaos

How To Use All Your PTO With Zero 'Relaxation Guilt' 4 in 10 Americans feel guilty about time spent relaxing, and 8 in 10 won’t use all their PTO this year. Is the idea of ‘work-life blend’ to blame?

The $1 Million Threshold That Is Reshaping Women’s Entrepreneurship Female founders are on the rise. According to a 2025 Gusto New Business Formation Report, 49% of startups in 2024 were women-led. It’s a milestone to celebrate, but the numbers don’t tell the whole story about the challenges faced by female founders. Here's what to consider when reaching for the...

Why Saving Social Security Is Everyone’s Burden to Share Without Social Security, few Americans could retire at age 67 without fear of poverty-ridden old age. More than 40% of those over the age of 80 receive 90% or more of their income from the retirement program.

Is the Stock Market Too Pricey? This Number Is a Warning. The equity risk premium is worth unpacking for anyone unfamiliar with what it does — and does not— signal in markets.

Are You on Track for Retirement? How Your Savings Compare to Other Americans Your Age How does your nest egg compare? Explore the average retirement savings by age in 2026 and learn expert strategies to catch up if you're falling behind.

Geopolitics: The Risk That Could Break Banks The Geopolitical Risk Index (GPR) is at its highest level in almost 25 years. Bank regulators and risk managers need to incorporate geopolitics into stress tests.

Can Tax Policy Address the Childcare Crisis? Professor Lauren Shores Pelikan of the University of Missouri School of Law discusses her proposal to create a tax benefit for individual childcare service providers to ease costs for working parents.