Disciplined Money

Disciplined Money

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Hourly, Fee-Only Financial, Fiduciary Financial Planners Disciplined Money was created to provide an environment for your family’s financial success.

Here, you’ll take responsibility and accept accountability for your financial and retirement success, but you will not be alone. Together, we’ll discuss your vision of your family’s future. We’ll review your current plan and determine if that plan achieves your most important goals. Together, we’ll focus on the decisions over which you have control and then review the risks over which you have les

What should we be doing about the recent volatility? 01/13/2019

What do you get when you throw together a few tweets, a potential change to Fed policy, a partial government shutdown, a wall (or no wall?), a Democratic-controlled House, and an Apple profit warning? You guessed it& #8230;market...

What should we be doing about the recent volatility? We discuss why we expected market volatility, what we are doing about it

If Ebenezer Scrooge Reviewed his plan with us 12/25/2018

Charles Dickens brought us Ebenezer Scrooge. A man haunted by ghosts as they reviewed his life. We believe Ebenezer would have been better served looking forward (from a young age) rather than looking back. His story is like so many...

If Ebenezer Scrooge Reviewed his plan with us

Reviewing our financial planning process 11/22/2018

I tend to see how the financial planning process fits just about everything. I can be sitting at a sporting event and compare the team& #8217;s process to our financial planning process. The latest example& #8230;elections. I considered...

Reviewing our financial planning process I tend to see how the financial planning process fits just about everything. I can be sitting at a sporting event and compare the team’s process to our financial planning process. The latest example…elections. I considered...

Financial Stories: Seeking the Truth (Part One) 10/07/2018

Finding the truth should be easy. The truth has only one version. Ironically, if the truth were the only option, we probably wouldn& #8217;t need courts. Reality is there is the truth often & #8220;becomes& #8221; the most believable...

Financial Stories: Seeking the Truth (Part One) Finding the truth should be easy. The truth has only one version. Ironically, if the truth were the only option, we probably wouldn’t need courts. Reality is there is the truth often “becomes” the most believable...

Are we taking performance for granted? 08/19/2018

We often take for granted the factors in our life that are going & #8220;right.& #8221; We set them on cruise control and focus on areas that aren& #8217;t quite as & #8220;smooth.& #8221; If we are lucky, everything is going as expected,...

Are we taking performance for granted? We often take for granted the factors in our life that are going “right.” We set them on cruise control and focus on areas that aren’t quite as “smooth.” If we are lucky, everything is going as expected,...

Reviewing the impact of tariffs 07/24/2018

Does Protectionism Work? Protectionism is a policy of restricting imports from outside countries via various methods. The current tool of choice is tariffs. The theory is the additional cost incurred by foreign producers will limit...

Reviewing the impact of tariffs We review the potential impact of tariffs, historical examples, and consider how the implementation of tariffs might affect your financial plan.

Santa Claus is dead 06/03/2018

Those are not the first words you expect to hear when you reach the office, but that was how my day began. Before I get in trouble& #8230;I am not referring to the REAL Santa Claus. The REAL Santa Claus is alive and well at the North...

Santa Claus is dead When considering retirement, there is a balance between leaving too much if you pass earlier than expected and running out of money.

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