Bar & Restaurant Insurance

Some relationships in hospitality go back decades.

We have proudly worked alongside members of the Arizona Restaurant Association since 2010, and we’re grateful to continue supporting restaurants, bars, and hospitality operators across Arizona today.

The industry has changed a lot over the years, but one thing hasn’t: the value of having people in your corner who truly understand hospitality.

If you’re looking for an insurance partner who knows the restaurant industry beyond just policies and paperwork, let’s connect. Learn more at BarAndRestaurantInsurance.com.

📊 Most restaurant owners think a CFO just pays the bills — Roland Wood III is on a mission to change that.

On EP216 of On The Delo, this Phoenix-raised finance veteran breaks down what it actually means to have full visibility on every dollar in and out, why cutting portion sizes to save margin is a trap that will cost you guests in the long run, and how fractional CFO services are giving growing hospitality groups access to enterprise-level financial strategy without the W2 commitment.

If you're building something in hospitality and your numbers feel reactive instead of strategic, this one's for you.

🎧 Listen to EP216 now.
https://barandrestaurantinsurance.com/insurance-blog/why-every-growing-restaurant-needs-a-financial-co-pilot-with-roland-howard-ep-216

A lot of operators assume it takes multiple violations to put their liquor license at risk. In Arizona, depending on the severity of the situation, it could take just one serious citation.

Understanding your exposures, staying proactive, and knowing where your gaps may be is critical in hospitality.

We believe insurance conversations should go beyond just price and offer advice on real-world risk management that helps protect your business long term.

Give us a call to talk through your current coverage and operational risks.

📞 480.776.6981
📧 [email protected]

🍺Foam isn't just annoying — it's a direct financial loss you can measure.

On EP 215 of On The Delo, Scott and Josh from Craft Culture Draft Solutions explain why draft beer systems are one of the most overlooked profit centers in hospitality. From foam waste and dirty lines to temperature issues, bartender training, and system design, they share the small mistakes that can quietly cost bars and restaurants thousands of dollars every year.

But this conversation goes beyond draft beer.

It's about balance, customer experience, service, and the value of understanding the systems that drive your business.

🎧 Watch the full episode here: https://barandrestaurantinsurance.com/insurance-blog/the-hidden-draft-beer-mistakes-costing-bars-thousands-with-craft-culture-draft-solutions-ep-215

Rising costs, new lease requirements, evolving liquor liability exposures, and increased underwriting scrutiny are creating new challenges for hospitality operators across the country.

In this month's Hospitality Industry Update, I share what we're seeing in the market, why every new lease should be reviewed before signing, how your website and social media may be impacting your insurability, and what we're doing to advocate for operators when it comes to liquor liability legislation.

Plus, an update on my new book, Risky Business.

Check out the May Hospitality Industry update here-
https://barandrestaurantinsurance.com/insurance-blog/rising-costs-lease-requirements-risk-management-may-2026-hospitality-industry-update

As always, here to Connect & Protect.

Employment Practices Liability coverage can get confusing fast, especially when it comes to 3rd party claims.

If you own or operate a restaurant, bar, or hospitality business, it’s important to understand what your policy actually covers and where gaps could exist.

A quick conversation now could save you a major headache later.

Give us a call at 480.776.6981 and let’s review your coverage together.

💼 What do mortgages and Italian ice have in common? More than you'd think.

On this week’s On The Delo, Delo sits down with Jeremiah — Air Force veteran, 20-year mortgage broker, and multi-unit Jeremiah’s Italian Ice franchisee — to talk about why systems are the difference between scaling a business and watching it fall apart.

From waking up at 4:35 AM and building high-trust teams to understanding the day-to-day before signing any franchise agreement, this episode dives into the systems mindset required to run multiple businesses without sacrificing your health, culture, or sanity.

If you’ve ever felt stuck in chaos, buried in operations, or stretched across too many priorities, this conversation is packed with grounded, real-world perspective you can actually apply.

🎧 Tune in to EP214 now.
https://barandrestaurantinsurance.com/insurance-blog/why-autopilot-culture-kills-business-building-a-systems-mindset-with-jeremiah-ep-214

200+ episodes.
200+ conversations.
And one thing continues to stand out every single time — the people behind the businesses are the real story. 🎙️

Over the past 200+ episodes of On The Delo, we’ve had the chance to sit down with some of Arizona’s most respected operators, entrepreneurs, creators, industry leaders, and personalities to talk about what it really takes to build something meaningful.

The wins. The setbacks. The risks. The lessons. The moments nobody sees behind the scenes.

From hospitality and business to music, community, leadership, and personal growth, this show has become a platform for honest conversations and real insight from people who are out there doing the work every day.

Huge thank you to every guest who’s stepped behind the mic and every listener who’s watched, listened, shared an episode, or supported the journey along the way.

We appreciate all of you more than you know.

And trust us… we’re just getting started. 👊

🎧 Watch & Listen:
YouTube: https://www.youtube.com/

Spotify: https://open.spotify.com/show/5Lx2E4i2JjpN3NWCfqCK47

What’s been your favorite episode so far? 👀