James Coon Insurance

Today, we wanted to share an important note: In observance of Presidents’ Day, our office will be closed on February 16th.

If you need anything during that time, give us a call. We will get back to you upon our return on February 17th.

Wishing you a wonderful Presidents’ Day!

During this month of love, we wanted to share a message from the heart: thank you ❤️ Whether you’re a client, professional contact, or supporter, please know that you’re a big part of why we love what we do. We deeply appreciate the trust you’ve placed in us.

If you need assistance this month or at any time this year, please feel free to give us a call anytime. We’re here for you.

President’s Day is known for its eye-catching auto deals. That’s why we wanted to reach out with a reminder if you’re planning on buying a new car this February: Be sure you have a plan in place for your car insurance coverage.

Many insurers automatically extend your current coverage to a newly purchased car for a limited time — typically seven to 30 days. However, before your grace period ends, you’ll need to be sure your new car is fully added to your auto policy and that your coverage is keeping up with your new vehicle.

Additionally, if you’re getting rid of an older car as you purchase a new one, you’ll want to make sure the older vehicle is removed from your policy.

We can help you make sure your auto policy is set up for your current situation. Give us a call today, and we can make sure you and your new ride are fully covered.

Are you planning on making a big purchase for a special someone this Valentine’s Day? If so, you might not realize that high-value items will need a separate insurance policy.

If you’re buying jewelry, fine art, or collectibles this Valentine’s Day, make sure you have:

✅ An appraisal to determine the value of your purchase, which should be updated regularly.
✅ Well-documented receipts, serial numbers, and appraisal results.
✅ Separate coverage to ensure full protection beyond your standard homeowners policy.

Leaving valuables underinsured could mean that you don’t receive the full value of the item if something were to happen to it.

Give us a call, and we can help you get a separate policy set up for any big purchases you plan to make this Valentine’s Day. Let’s make sure your valuables are properly protected.

February is American Heart Month, a great opportunity to highlight how Medicare can help you look after your heart.

Here are some key services covered by Original Medicare and Medicare Advantage:

❤️ Regular screenings - Original Medicare and Medicare Advantage cover blood tests for cholesterol and triglycerides every five years.
❤️ Smoking cessation aid - Both Original Medicare and Medicare Advantage cover counseling and cessation programs and medicines to help you quit smoking.
❤️ Attend cardiac rehab after a heart episode - If you’re on Original Medicare or Medicare Advantage, cardiac rehab is covered if you’ve had a heart attack, heart surgery, or another qualifying condition.
❤️ Schedule your wellness visit - Both Original Medicare and Medicare Advantage cover a yearly wellness visit at no cost.

Taking advantage of these services can help you keep your heart healthy for years to come. If you have any questions about your coverage or your annual checkup benefits, give us a call. We’re here to help you.

Whether you're here for the plays, the snacks, the halftime show, or all of the above, the biggest night in football has something for everyone!

As we gear up for the biggest night in professional football, here’s hoping:

🏈 Your team shows up and shows out
🏈 Your dip lasts past the second quarter
🏈 Your remote stays exactly where you left it

If you need anything before or after the final whistle, don’t hesitate to reach out. Enjoy the game!

February is Insure Your Love Month, a time to celebrate the people who matter most by protecting their future. Life insurance isn’t only for what-if scenarios; it’s also a lifelong tool that can support your goals while you’re here:

💙 Offers financial protection for your family after you’re gone.
💙 Death benefits are often paid out tax-free to your beneficiaries.
💙 Access to living benefits like cash value can help support costs related to medical bills or even support a family’s education costs.
💙 Riders like return of premium or long-term care can provide additional value and protection for you and your family while you’re alive.
💙 Leaves a lasting legacy for loved ones or your favorite cause while taking care of your family’s financial picture.

Call us today to review your life insurance options or make sure your current policy still fits your family’s needs.

As we honor Martin Luther King Jr. Day on January 19th, we wanted to take a moment to share some of our favorite accounts of Dr. King’s life and legacy:

🔵"My Life with Martin Luther King, Jr." by Coretta Scott King
🔵"King: A Life" by Jonathan Eig
🔵"The Autobiography of Martin Luther King, Jr." edited by Clayborne Carson

If you’re looking for more ways to honor the day, you can visit thekingcenter.org for ideas, events, and resources.

Please note that in honor of the holiday, our office is closed on Monday, January 19th. We’ll be back on Tuesday, January 20th, and look forward to connecting with you then.

This National Eye Care Month, we’re sharing why regular eye exams are so important for your health and happiness! Swipe for more information.

Keep in mind that Original Medicare typically does not cover eye exams that are not medically necessary, though many Advantage plans will cover routine eye exams.

If you have questions about what is covered under your specific plan or if you would like to add a supplemental vision policy, call our office today.

We’re here to keep you healthy and covered in 2026!

Missed the Medicare Annual Enrollment Period? You might still have options.

If you didn’t enroll during the main window, there may be other opportunities to get covered:

✅ Medicare Advantage Open Enrollment (January 1–March 31): Switch to a different Advantage Plan or return to Original Medicare — if you're already in a Medicare Advantage Plan.

✅ Special Enrollment Periods: Life changes like moving or losing coverage may qualify you for a SEP.

✅ Medigap Enrollment: Recently turned 65? You may still be within your six-month Medigap window for supplemental coverage.

Medicare can be complex, but you don’t have to figure it out alone. Contact us today for assistance in reviewing your situation and exploring your current options.

Happy New Year!

As we step into 2026, we’re taking a moment to reflect on the year behind us and look ahead to what’s next. Thank you for the trust you’ve placed in us. We’re honored to support you and look forward to what the new year holds.

Please note that our office will be closed on January 1st and 2nd. We’ll be back on January 5th, ready to hit the ground running.

Here’s to new goals, fresh starts, and a year full of possibility!

With the new year in full swing, it’s time to put those resolutions into action! One simple step you can take for your health is scheduling your annual checkup. Routine visits can help catch health issues before they become problems, leading to earlier treatment and potentially saving you on long-term health care costs.

Have questions about your insurance policy? Give us a call today — we’re here to help!