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Your best time to buy a Medicare Supplement plan is during your six-month Medigap Open Enrollment Period, which begins when you're 65 or older and enrolled in Medicare Part B. During this time, you generally cannot be denied coverage due to health conditions.

Medicare Part B helps cover doctor appointments, outpatient care, preventive services, lab work, durable medical equipment, and many other medically necessary services.

Medicare Supplement plans are standardized by the federal government. That means a Plan G from one company provides the same medical benefits as a Plan G from another company. The biggest differences are usually price, customer service, and company reputation.

Unlike Medicare Part A, which is often premium-free, Medicare Part B typically requires a monthly premium. Higher-income beneficiaries may pay an additional Income-Related Monthly Adjustment Amount (IRMAA).

What is Medicare? It provides essential health coverage for individuals 65 and older and people who've been on disability for 24 continuous months. Questions? Call 215-300-9590.

With a Medicare Supplement plan, there are generally no provider networks. You can visit any doctor or hospital in the United States that accepts Medicare, making these plans especially attractive for travelers and snowbirds.

Here's to the people who taught us by example, showed up when it mattered, and helped us see the bigger picture.
Happy Father's Day. ✨

Medicare Enrollment Timing: Turning 65 soon? Your Initial Enrollment Period begins three months before your 65th birthday month and lasts for seven months, helping you avoid costly late enrollment penalties.

Medicare Doesn't Cover Everything: Original Medicare helps cover many healthcare expenses, but it doesn't pay for everything. Understanding your out-of-pocket costs can help you choose coverage that fits your needs and budget.

Annual Plan Reviews Matter: Your healthcare needs and prescription medications can change from year to year. Reviewing your Medicare coverage annually helps ensure your plan still meets your needs.