Capital Advisors

Happy birthday to the friend and boss who steers the ship while keeping the standards high. Thanks for putting up with our endless questions, last-minute requests, and multiple 'hey, you got a minute' interruptions. We hope you have a great birthday! - Janet, LeAnn, Jeff, and Rick

Big unexpected expenses can pop up fast. A car repair, a medical bill, or even a deposit for a new apartment can really mess up your budget if you don’t have some money saved.

That’s why having savings is so important. Even a small safety cushion can make those stressful moments much easier to handle. A great place to start is an emergency fund with a few months of expenses. After that, you can save for other goals. The key is to start small and stay consistent — the habit matters more than the amount at first.

If you’re not sure what type of savings account or plan is right for you, we’re here to help you figure it out.

Earlier this week, we were in San Antonio for the AssetMark Women’s Advisor Conference. We had a great time connecting with so many powerhouse women in our industry. And the highlight? Meeting a true Texas‑sized celebrity. Say hello to Tex!

If you’re a new graduate, keeping track of your money can feel a little overwhelming. You’re getting paychecks, paying new bills, and trying to figure out what’s left over — that’s where a budget can really help.

Think of a budget as a simple plan that shows where your money should go. Start with your take-home pay (the amount you get after taxes), make sure your important needs are covered, and then see what you can use for everything else.

Try tracking your spending for just one month — it can be surprising to see where your money actually goes. You can use “envelopes,” savings categories, or even a simple spreadsheet to stay organized.

If you have questions about your finances or want to talk about investment ideas as a new grad, we’re here and happy to help.

Debt is a reality for many college students after they graduate. Regardless of whether you’re graduating with student loans or credit card debt, making a plan to manage and eventually eliminate your debt can feel overwhelming.

A good way to start managing your debt is to get everything out in the open. List your loans, credit cards, and any other balances so you know what you’re dealing with. While you do this, be sure to pay attention to interest rates and plan how you’ll handle monthly payments. When you’re organized, it’s easier to keep debt from getting out of control.

If you have questions about your financial picture or want to talk about investment strategies that can support you as a recent graduate, don’t hesitate to reach out.

Our fearless leader was the inspiration behind this incredible art piece titled “Unstoppable.” The artist describes it as a tribute to women breaking the glass ceiling and lifting one another up — a powerful message that Jen embodies so well. We stopped by to see the piece in person yesterday, and it was even more stunning up close. Swipe through to see Jen with the artwork, a moment captured with the artist, Murdock, and a close‑up of the piece’s meaning. Truly inspiring!

You can see the remarkable artwork at the Texas State University Round Rock Campus on the 3rd floor of the Avery Building.

This month, we’re putting your financial know-how to the test. How well do you understand investing concepts and calculating personal wealth? Swipe through this quiz to test your knowledge. You might even be surprised by what you learn!

If you have any specific questions or concerns about your financial picture, don’t hesitate to reach out. We’re here to be a resource for you.

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day.

It's always a good time to make sure you understand your 401(k) plan. A little clarity can make a big difference, and knowing how your plan works is the first step toward feeling confident about your long‑term financial future.

Swipe for a few simple definitions of common 401(k) terms — they’re easy to follow and can help you make the most of your benefits anytime. If you ever have questions about your 401(k) or want help understanding your options, we’re here to support you.

Did you know? ✈️

On this day back in 1932, Amelia Earhart made history by becoming the first woman to fly solo across the Atlantic Ocean, cementing her place as a trailblazer in aviation history. Her courage and determination still inspire us to dream big, take bold steps, and keep pushing forward.