LB Financial Coaching

What’s your biggest financial goal between now and December 31st?

It's June 25th .. Are you closer to your financial goals than you were on January 1st?

Now is the perfect time to pause and evaluate.

What's working?
What's not?
What needs to change over the next six months?

That's exactly what we do during a Money Clarity Session.

Together we'll:
• Review where you are today
• Celebrate progress
• Identify opportunities
• Create a plan for the rest of 2026

Because six months from now you'll either be glad you made a change or wish you had started sooner.

Which side of that equation do you want to be on?

📣Mid-Year Money Clarity Session📣

How would you grade your finances so far this year?

If you’re making good money but still feel like you should be further ahead, a Mid-Year Money Clarity Session might be exactly what you need.

In this one-time meeting, we’ll take a deep dive into your income, spending, debt, savings, retirement contributions and financial goals. Together, we’ll identify what’s working, what’s not, and create a plan for the rest of the year.

This is for individuals and couples who want to:

• Stop living paycheck to paycheck
• Build savings with purpose
• Pay off debt faster
• Feel more confident with their money
• Create a clear plan for the next 6 months

You’ll leave with clarity, direction, and actionable next steps.

For some, that’s all they need. Others choose to continue with monthly coaching for accountability and ongoing support.

Comment “RESET” if you’re ready to take control of your finances.

Summer Fun Under $20 Challenge
Think your family can spend an entire Saturday having fun for less than $20?

We're talking:
🧺 Picnics
🎣 Fishing
📚 Library adventures
🌳 Park days
🍦 A sweet treat stop

The goal isn't to spend more.
It's to make more memories.

👇 Tell us your best family activity under $20.

Who knows? The comments might become everyone's newest summer bucket list.

What’s your biggest money win so far in 2026?

Employers have invested heavily in physical wellness and mental health benefits over the years.

But what about financial wellness?

Nearly 60% of Americans are living paycheck to paycheck. We all know financial stress doesn’t stay at home .. it follows employees to work. It impacts focus, productivity, job satisfaction, and can even contribute to turnover.

This photo is from a financial wellness workshop I led for Office Pride Commercial Cleaning Services of Paducah-Murray. We discussed budgeting, debt, savings, and practical steps employees can take to gain control of their finances.

I’ve also partnered with local companies that cover the cost of one-on-one financial coaching for their employees.

When employees feel more confident with money, they often become more engaged, less stressed, and better equipped to focus on their work and family.

If you’re a business owner, HR professional, or manager here in Western Kentucky, let’s have a conversation about bringing financial wellness resources to your team!

A client win worth celebrating. 🥳

Since our meeting, they have paid nearly $2,400 toward their credit card debt and are now down to $2,500!

On top of that, they found a way to save $25/month on their phone bill. That’s another $25 that can go straight toward becoming debt-free.

What’s one bill or subscription you’ve lowered, canceled, or negotiated recently? 👇

My office for the morning. 💻

About half of my clients meet with me in person and the other half meet virtually. I currently work with clients in Kentucky, Tennessee, Mississippi, Florida, Indiana, and California. At the end of the day, I just need a simple place to meet with people and help them win with money.

My business overhead is currently about $87 per month. Utilizing Sprocket Paducah here in Paducah has been a game changer for my business.

I know that’s not realistic for every business, but it does raise an important question:

When was the last time you looked at your business expenses?

Realtors. Hairdressers. Contractors. Small business owners.

What subscriptions are you paying for but not using? What expenses have become “normal” without producing results? What’s actually giving you a return on investment?

Sometimes increasing profits isn’t about making more money .. it’s about keeping more of the money you’re already making.

What’s one business expense you’ve cut that you don’t miss at all? 👇

Our Payday Routine 💰

Every time we get paid, the money already has a plan.

Before we spend a dollar, here’s how it flows:

• 10% goes to our church
• A set % goes to local nonprofits we believe in
• We contribute to our employer 401(k)
• We fund our Roth IRA (mid-month automation)
• We invest into our boys’ 529 college fund (mid-month automation)
• We make sure the bills are fully covered
• And then… we make room to HAVE FUN and ENJOY it!

We don’t wait to “see what’s left over.”
We decide where our money is going before life gets a chance to spend it for us.

What’s one thing you automate or prioritize on payday?