Managed Merchant Services

The first digit on your credit card is called the system number, and tells the read which system to contact. The most common numbers you'll run into are 3 for American Express or Diner's Club, 4 for VISA, 5 for MasterCard, and 6 for Discover.

What does using a portable merchant transaction service mean for you? It means building your customer base by reaching more people and fulfilling orders faster, while getting paid in a timely manner.

Before the merchant transaction services appeared, purchases were on a cash-only basis unless the shopkeeper extended in-house store credit or approved a customer's check.

Not sure whether you need an advanced POS system or simply a credit card terminal? One factor to consider here is whether you need analytics capabilities. If the answer is yes, then a POS system is your best bet.

Credit cards with chip technology and POS systems that can read them have increased card security, protecting both the customer and merchant from fraud and hacking.

The first credit card was launched by Bank of America in California, and was called the BankAmericard. It started in 1958, and is still the industry leader to this day, but you probably know it by the name it adopted in 1975: VISA.

Frank McNamera created the first member’s club card in 1949 after he forgot his wallet at a business dinner. He called this card the Diners Club which grew even more popular in the 1950s and by the 1960s was the first card to be made out of actual plastic.

Check the facts before choosing a credit card processing service – costs for setup fees to per-transaction fees can vary among vendors. We’ll work with you to pick the best structure to minimize cost.

In 1946, banker John Biggings introduced the first bank card. Called Charg-It, the bank card allowed account holders at Biggins’ bank to purchase items locally.

Cash is no longer king in the market place. Customers are finding that debit cards, credit cards, gift cards and prepaid cards are more practical and efficient when making point-of-sale purchases. Paper check transactions have become nearly obsolete.

The idea of revolving credit wasn't a new one. Merchants had been doing it with individual customers for years, but the practical ex*****on proved problematic. After many people attempted to figure it out, the first successful revolving credit card was establish in 1958 as the BankAmericard.

Whether you’re a small business owner just starting out, or an already established corporation, one fact remains the same: picking the right fit to meet your company and client’s needs. From 24/7 Customer Support, to fraud detection, to ease of use, this is what is important to your clients and should be to you as well.