Peak Health Insurance

How soon before my 65th birthday should I enroll in Medicare?

3 months

Generally, you're first eligible to sign up for Part A and Part B starting 3 months before you turn 65 and ending 3 months after you turn 65. Find out if: Your state will sign you up for Medicare (or if you need to sign up). Your Medicaid coverage will change after you're eligible for Medicare.

Direct message me for more information.

(California residents only)

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Direct message me for a quick quote, or text /call me at (562) 964-2144.

The Importance of Cancer Insurance

That’s part of the reason why cancer insurance is so important. Let’s find out more about it.
Cancer is one of the most devastating diseases that can affect someone. Not only is it a painful condition to manage for the individual, but it also has ripple effects that can touch everyone else around them. That’s part of the reason why cancer insurance is so important. Let’s find out more about it.

Assistance from Insurance Policies

Cancer insurance should not be considered a standalone health insurance policy. In the end, having both plans is the best course of action no matter what happens next – your condition could improve, as achieving remission means you have beaten your cancer. Co-pays, travel costs, overdrawn benefits, and related services are all covered.

Along with Health Insurance

In many ways, cancer insurance can be considered critical illness insurance. Life insurance and health insurance, however, are separate coverages. Your health insurance will help pay for most of the costs, but not everything. Getting additional premiums and coverage packages are also well worth the investment if you know that you have a family history of developing cancer.

***DIRECT MESSAGE ME OR CALL ME FOR MORE INFORMATION*** 562-964-2144

The magic Medicare age: 65

The most common way that participants get Medicare coverage is when they turn 65. The initial enrollment period for Medicare begins three months before the month that contains your 65th birthday, and it continues for three months after that birthday. As a result, you have an initial seven-month period during which you can sign up for Medicare.

Medicare coverage for those turning 65 isn't automatic, so you will have to take action to sign up. If you sign up during the months before your 65th birthday, then coverage for most people kicks in on the first day of your birthday month. If your birthday is on the first day of the month, however, then coverage begins on the first day of the previous month.

If you wait until the month you turn 65 or later, there'll typically be a lag before your Medicare benefits start. There's a one-month delay if you sign up during your birthday month, a two-month delay if you sign up the month after your birthday, and a three-month delay for those signing up later in the initial enrollment period.

If you need assistance or have any questions please do not hesitate to either direct message me or call me at (562) 964-2144.

Peak Health Insurance We offer Health Insurance, Life Insurance, Medicare Supplement Insurance, Long Term Care, Disability

CRITICAL ILLNESS INSURANCE:

Jean is a 61-year-old female who lives on her own.
Early in the year, she attended a financial seminar
held at her church and was intrigued by the
agent’s presentation. After the seminar concluded,
Jean filled out a comment card requesting more
information about a Critical Illness Insurance
policy.
During their first meeting, Jean told the presenting agent
that several of her family members have been diagnosed
with cancer or had suffered from a heart attack, and saw
the financial turmoil a serious illness can cause. Jean
wanted a plan to protect her so she wouldn’t have to endure
the financial hardships others in her family experienced.

PLEASE CALL ME FOR MORE INFORMATION ON HOW YOU CAN GET AFFORDABLE CRITICAL ILLNESS INSURANCE. (562) 964-2144.