Elite Insurance Group

With the storms rolling in over the next 36 hours please be safe!! If you have any tree damage or any cleanup give my trusted friend McCarley Forestry Services, LLC a call!! Licensed and Insured!! Tell him I sent you!!

Congrats to Valley All-Stars… 12U and 10U both took home the District 10 Championship!! Goodluck guys at the state tournament in Headland!

This Memorial Day we honor those who made the ultimate sacrifice in service to our country and to their families. Office will be closed Monday.

Good Luck to the Beulah Bobcats today in Montgomery. Hope to see you in Oxford!

Another day. Same Mindset: WIN THE DAY. 🙌

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We are celebrating one year of service to all of our faithful customers. We would like to thank all the customers that have trusted us with all of your insurance needs! Can not wait to see what year two brings. Give us a call and lets make you Elite. 334-444-3413

We are excited to announce that we are officially writing insurance for all of your Commercial Insurance needs!! With many carriers to choose from, we have a place for your business!! Give us a call today at 334-444-3413 or email [email protected] and let us take a look at your commercial policy!!

I had someone ask me why my logo has a umbrella. Well the umbrella is a type of insurance policy to help protect you and your family. What is umbrella insurance? Umbrella insurance is extra insurance that provides protection beyond existing limits and coverages of other policies. Umbrella insurance can provide coverage for injuries, property damage, certain lawsuits, and personal liability situations.
Give me a call today and let’s take a look at your policies! 334-444-3413

**Here are some examples of incidents where an umbrella policy could provide financial coverage if your homeowner's insurance or auto insurance isn’t enough:

•Your dog runs out of the house and viciously attacks a neighbor who was going for a walk. Your neighbor sues you to cover her medical bills, lost wages, and pain and suffering.

•Your daughter gets into a fight at school and punches another girl, breaking her nose. The girl’s parents sue you.

•You cause a 10-car accident and your auto insurance property damage coverage isn’t high enough to replace all 10 accident victims' vehicles. Nor is your personal liability coverage high enough to pay for their medical bills.

•You send sandwiches to your son’s school for a field trip lunch. Several students develop food poisoning and their parents sue you.

•Your teenager throws a party at your house while you’re out of town. Someone brings alcohol to the party, and one of the guests is arrested for driving under the influence on the way home. You are sued.

In the state of Alabama minimum liability limits are 25/50/25. I have listed a real life story to show the numbers and $$$.

You are at-fault and in an accident with a car carrying 3 passengers. Each of the passengers sustain $35,000 worth of covered damages. The total amount of the accident is $105,000, but your limits only pay up to some combination of $50,000 to all three passengers. This means you would be liable for $55,000 worth of damages out-of-pocket. The other vehicle sustained $30,000 worth of property damage. Your $25,000 Property Damage Limit leaves you on the line for $5,000. In this scenario, you would be stuck with a whopping $60,000 to pay for the damages after your insurance covers their part.

If you do not know your liability limits and/or driving with minimum coverage give us a call today so we can help properly protect you and your family.

Looking for affordable insurance for your house and cars? If you’re in the process of getting a quote for homeowners insurance or auto insurance, adding one to the other could help you save more money than paying for two separate policies at two different companies. For example, bundling more than one policy could qualify you for our Multi-Policy Discount of up to 17% in savings. Give us a call today and start saving (334) 444-3413

As we all welcome in the new year, I want to take a chance to thank all the customers that trusted Elite Insurance Group in 2022 to take care of their insurance needs. If you are looking to start 2023 off the right way and save some 💵 give me a call at 334-444-3413 and see what I can do to make 2023 the best year!

Merry Christmas from Elite Insurance!

Save on your insurance by choosing Elite! 🎅🏻

Get a quote for your Home + Auto today! Message us.