RF1 Insurance Services

https://rf1insurance.com/what-is-dwelling-fire-insurance/

https://rf1insurance.com/how-does-renters-insurance-work/

How Does Renters Insurance Work? - RF1 Insurance Services When you rent a house or apartment, the property itself is protected by your landlord’s insurance. However, you need Renters Insurance to protect your possessions in case something unexpected happens.

https://rf1insurance.com/umbrella-insurance/

Umbrella Insurance: Everything You Need to Know - RF1 Insurance Services If you’ve ever walked under the rain you know that umbrellas can total be game-changers. The same applies to Umbrella Insurance policies—they offer coverage when you need it the most.

https://rf1insurance.com/what-is-water-backup-coverage/

What Is Water Backup Coverage? - RF1 Insurance Services Today we give you the lowdown on Water Backup Coverage, one of the most useful endorsements to your Homeowners Insurance Policy. Keep reading to learn what Water Backup Coverage is and why it makes sense to add it to your Homeowners policy.

https://rf1insurance.com/earthquake-insurance-in-california-4-facts-you-need-to-know/

Earthquake Insurance In California: 4 Facts You Need to Know - RF1 Insurance Services With 80% to 90% of all U.S. earthquakes occurring in the California/Nevada/Arizona region, it’s easy to see why Earthquake Insurance is particularly important for Californians. From a basic definition of Earthquake Insurance to how to get this type of coverage, here are four facts you need to know...

https://www.quakeinsurance.com/blog/earthquake-shakes-northern-california/

Earthquake Shakes Northern California • Quake Insurance A 6.5 magnitude earthquake shook Nevada on Friday morning near the California border. At least four aftershocks were reported, and the quake was widely felt as far as the San Joaquin and Sacramento valleys. Source: https://www.cnn.com/2020/05/15/us/nevada-earthquake/index.html Have you protected you...

https://rf1insurance.com/business-owners-policy-bop-insurance-what-you-need-to-know/

Business Owners Policy (BOP Insurance): What You Need to Know - RF1 Insurance Services If you own a business, you should make sure to purchase a Business Owners Policy (or BOP), an essential insurance coverage that provides the protection and peace of mind you need to move your organization forward. Let’s take a closer look at this versatile insurance solution.

https://rf1insurance.com/do-i-need-business-car-insurance/

Do I Need Business Car Insurance? - RF1 Insurance Services If you think that business car insurance is only for big businesses, think again. This type of policy can also protect small businesses and self-employed individuals from the financial risks of a car accident. Keep reading to learn more.

Sandra J. Rivas

Personal Lines Agent

My first job at the age of 19 was as a file clerk for Mercury Insurance Company. I attended college full-time while working part-time. Once I obtained my bachelor’s degree from the University of California, Riverside, I became a full-time employee at Mercury Insurance Company. I started in claims and gravitated towards sales. I have 22+ years’ experience in the insurance industry. By nature, I am a multi-tasker and simply enjoy helping others. I especially enjoy helping people get the best coverages with a preferred carrier for a great price, because I know as a hard-working mother of 2 beautiful children, peace of mind and saving money are key. Becoming a part of RF1 Insurance Services has been a life changing event and I hope your experience with us can be the same.

Home - RF1 Insurance Services Whether you are interested in personal insurance or commercial insurance, we have a policy designed to provide the coverage—and peace of mind—you need.