Flaxbeard Insurance Advisors

Turning 65 is an important Medicare milestone, but enrolling is not always as automatic or as simple as people expect. The right next step depends on various factors, and missing the timing or misunderstanding how your current coverage works with Medicare can lead to penalties, gaps in coverage, or both.

Swipe to see the key Medicare considerations to keep in mind if you are about to turn 65.

If you are approaching 65 and want help understanding what to do next, don’t hesitate to reach out to our team. We are here to help guide you.

Medicare plan changes are not available at any time during the year, which is why it is important to understand when you can switch or adjust your coverage and when you may need to wait for the next enrollment window. Swipe for more information.

We hope you find this information helpful. If you have any questions about your coverage or enrollment periods, we encourage you to consult Medicare's official website for more information: https://www.medicare.gov/.

With June 6th recognized as Visually Impaired People Day, now is a good time to discuss how Medicare approaches vision care.

Original Medicare (also known as Medicare Parts A and B) is designed primarily as medical insurance. That means coverage typically applies to the diagnosis and treatment of medical conditions affecting the eyes, rather than to routine vision care. However, Medicare Advantage plans usually do include coverage for routine eye exams.

Swipe for a brief overview of what Original Medicare and Medicare Advantage plans cover when it comes to vision care and eye health.

If you’d ever like to review how your current Medicare coverage addresses vision care, don’t hesitate to reach out to our team. We are always here to be a resource for you.

As summer approaches, calendars fill up quickly. This is often when routine health care gets put off, but taking care of these preventive services early can help keep you healthy all summer long. Many of these services are covered under health plans and are designed to detect potential issues early, before they turn into more serious health concerns.

Coverage varies, but common preventive services may include:

✅ Annual wellness visits and routine physical exams.
✅ Blood pressure, cholesterol, and diabetes screenings.
✅ Cancer screenings.
✅ Well-child visits and developmental checkups.
✅ Recommended vaccinations.
✅ Preventive counseling related to nutrition, to***co use, or mental health.

Booking appointments in advance can also help avoid scheduling bottlenecks and missed coverage opportunities.

If you have questions about what your plan covers, don’t hesitate to reach out. Our team is here to help guide you.

Throughout your life, you’ll go through many changes. Your health insurance should keep up with them.

Regardless of whether you’re exploring new plan options, adding dependents, or selecting additional coverages, we’re here to make sure your health insurance is keeping up with your needs.

If you have any questions about your current coverage or if you would like to explore your options, don’t hesitate to reach out. We are here for you.

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day.

Mental Health Awareness Month is a good time to remember that support might already be closer than you think. Many health plans include resources that can help with stress, sleep, and everyday mental wellness, and you don’t have to navigate them alone.

We encourage you to reach out to a licensed therapist or mental health professional if you notice that your day-to-day activities are being regularly impacted by your mental health, or if you feel like you need or want help.

If you have questions about your plan, don’t hesitate to reach out. We’re here to help you.

With National Senior Fraud Awareness Day on May 15th, we wanted to reach out to go over several common scams making the rounds so you can quickly identify potential scam messages.

✅ Tech Support Scams - Fraudsters impersonate reputable tech support representatives and claim there is a problem with your device. They seek remote access or payment to "fix" issues that don't exist.

✅ Government or Medicare Impersonation - Scammers pose as representatives from Medicare, the Social Security Administration, or other agencies to collect personal information or payments. Real agencies do not solicit such data by unsolicited calls, texts, or emails.

✅ Family Imposter Scams - Criminals pretend to be a loved one in distress and pressure you to send money immediately.

✅ Sweepstakes, Lottery, and Prize Scams - You are told that you have won money but must pay fees to collect your "winnings."

✅ Romance or Investment Scams - Scammers build emotional trust online, then exploit it for financial gain.

We hope these tips are helpful as we all navigate an increasingly online world. As always, if you have questions or need guidance within our area of expertise, do not hesitate to reach out. We are here to help.

Since May is Mental Health Awareness Month, we wanted to share a few tips that can help support your mental health. Swipe to see more.

We hope you find these tips helpful. If you have any questions about your current coverage or want to add some coverage to your current plan, don’t hesitate to reach out. We are here for you.

April is Stress Awareness Month, and we wanted to honor the month by sharing some key ways your health benefits can support the treatment of chronic stress. Chronic stress can have serious impacts on both your emotional and physical well-being. Swipe through to learn more.

Getting support for physical or emotional symptoms of chronic stress is important for your long-term health and wellness. If you have questions about how your coverage can support treatment for these symptoms, don’t hesitate to reach out. We are always here to help.