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Household Debt Balances Continue Steady Increase; Delinquency Transition Rates Remain Elevated for Auto and Credit Cards - FEDERAL RESERVE BANK of NEW YORK 02/19/2025

HELOC balances rose from $9 billion at the beginning of Q4 to $396 billion at the end of 2024. Those low rate mortgages aren't going to be paid off any time soon. Delinquencies continue to rise for car loans.....read the latest from the Fed

Household Debt Balances Continue Steady Increase; Delinquency Transition Rates Remain Elevated for Auto and Credit Cards - FEDERAL RESERVE BANK of NEW YORK At the New York Fed, our mission is to make the U.S. economy stronger and the financial system more stable for all segments of society. We do this by executing monetary policy, providing financial services, supervising banks and conducting research and providing expertise on issues that impact the n...

Best Identity Theft Protection Services of 2025 02/19/2025

I was just asked today what the best Identity Theft solution is for consumers. Here's what Forbes had to say....I agree.

Best Identity Theft Protection Services of 2025 How Does Identity Theft Happen? Identity theft can happen in a variety of ways, but all involve the use of your personal information to commit fraud. Here are some of the most common causes of identity theft. Data breaches. Data breaches occur when cybercriminals gain access to a company’s da

Payments players mull new approaches to fraud 02/19/2025

Here's to hoping the industry can come together to protect consumers from payments fraud.

Payments players mull new approaches to fraud Google, Nacha, Early Warning Services and Truist are among the companies seeking to better protect the e-commerce ecosystem from push-payment scams.

GALLERY | digitalmoxie 02/18/2025

A shout-out to our business partner Digital Moxie Studio If you are in need of professionally written, produced, and created video projects give Margaux a call!!

GALLERY | digitalmoxie Whether it’s a commercial, web video or an event sizzle reel, we believe that every project has the power to move someone - that’s what storytelling is all about. It’s about using our creativity and passion to execute a vision so that everyone can share in the experience, and feel it.

Q&A: Is it Time to Change Your Community Bank Core? 02/18/2025

When it is time to update the core system, don't go it alone. Give us a call and let's discuss our Core Implementation Services.

Q&A: Is it Time to Change Your Community Bank Core? What questions do community banks need to ask to ensure they’re getting the most out of their core?

Easing the Way: Current and Upcoming Banking Technology Trends 02/18/2025

Over $1 trillion will go into AI for banking. Is your bank in the game on this?

Easing the Way: Current and Upcoming Banking Technology Trends The best technology is the kind that supports both the customer and the community bank. We look at some key industry challenges and where tech could potentially ease pain points.

What Banks Need to Know About the CFPB's Open Banking Rule 02/18/2025

With the government in a state of crazy, including the CFPB....community banks will still have this on the books to deal with...

What Banks Need to Know About the CFPB's Open Banking Rule ICBA’s advocacy efforts have affected the outcome of the Consumer Financial Protection Bureau’s open banking rule. Learn about these changes and understand which guidelines apply to your bank.

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