ILS Financial

Merry Christmas! May your day be filled with blessings.

Many people I work with do not desire to quit working completely. I think the phrase "work optional" is so much more accurate than retirement.

My dad retired last year, and he's now working 2 part-time jobs. They keep him active and social. The author's dad retired last year from the insurance job he'd been working for 30 years. At 65, he was ready. However, he wasn't ready to be done working, and he now has two part-time jobs. They keep him active and social, and he loves having the extra money.

Fed Rate Cut in October Is as Good as Done. December Is Where It Gets Interesting. Federal Reserve officials have signaled they will cut interest rates again in October. But the December outlook is murky, especially given the government shutdown and dearth of official data.

You’re Using AI — But Are You Using It Well? 3 Steps To Consider The pace of AI development means even the well-informed feel left behind. Gen-AI can be transformational only if we learn to master it. Steps to take in your AI journey.

Private Assets May Soon Be an Option in 401(k)s. Should You Invest? Approach private assets in your 401(k) with caution: Retirement savers may gain access to bigger returns in investments like private equity and debt funds, but it can come with steeper costs, greater risk and less liquidity. Here is what to know.

We, therefore, the Representatives of the united States of America, in General Congress, Assembled, appealing to the Supreme Judge of the world for the rectitude of our intentions, do, in the Name, and by Authority of the good People of these Colonies, solemnly publish and declare, That these United Colonies are, and of Right ought to be Free and Independent States; that they are Absolved from all Allegiance to the British Crown, and that all political connection between them and the State of Great Britain, is and ought to be totally dissolved; and that as Free and Independent States, they have full Power to levy War, conclude Peace, contract Alliances, establish Commerce, and to do all other Acts and Things which Independent States may of right do. And for the support of this Declaration, with a firm reliance on the protection of divine Providence, we mutually pledge to each other our Lives, our Fortunes and our sacred Honor.

Where you choose to live after your military career is over has a big impact on the cost of living. While it doesn't cover state veteran's benefits this is a good cost of living article.

If you want to save money, move to Tennessee. Here's how the other 49 states match up. Based on seven metrics, Bankrate found that Tennessee is the easiest state to save money. It ranked states using tax burdens, cost of living, and other measures. Saving money can be easier in the South and tougher in Hawaii and the Northeast.

The Chaos-Resistant Fund Portfolio With heightened pressure on U.S. stocks, many people are looking for alternatives. These types of funds can help protect your investments.

As we head towards summer, here are some travel tips and myths debunked.

Is It Really Cheaper to Book a Flight on Tuesdays? And Other Travel Myths, Debunked We sort out the truth about five ‘money-saving’ travel tips, from ‘always vacation during shoulder season’ to ‘you’ll definitely spend less if you book a trip yourself.’

Whether you are transitioning from active duty, looking for your next job, or even just looking at your investment portfolio lately, disappointing events happen all the time. Here are some strategic ideas to deal with them.

6 Ways to Deal with Disappointment Strategically Disappointment can hit hard, leading us to shut down or react in ways we later regret. While it’s natural to feel upset, how you handle a setback matters—not just for your growth but also for how you’re perceived. Use these 6 strategies from Harvard Business Review to focus and reset.