Stanger Insurance

🚨 A recent Utah commercial auto verdict resulted in an $81 million jury award — highlighting the serious risks businesses face when unsafe drivers operate company vehicles.

In our blog, we discuss:
✔️ Why driver accountability matters
✔️ How telematics can monitor risky driving behaviors
✔️ Ways businesses can reduce claims and insurance costs
✔️ How proactive safety programs can protect your company

Read the full blog here:

https://stangerinsurance.com/blog/one-unsafe-driver-could-cost-your-business-millions/

If your business has company vehicles, now is the time to explore telematics solutions that can help improve driver safety and reduce risk.

📞 Call Stanger Insurance today: (801) 627-1113
🌐 www.stangerinsurance.com

One Unsafe Driver Could Cost Your Business Millions - Stanger Insurance What the Recent $81 Million Utah Verdict Means for Businesses With Company Vehicles A recent Utah jury awarded $81 million...

Summer means more time on the water, on the trails, and on the road—but are your recreational vehicles properly protected?

Many boat, RV, ATV, and golf cart owners are surprised to learn they may have coverage gaps that could leave them exposed after an accident.

Before your next adventure, take a few minutes to learn about the most common insurance mistakes and how to avoid them.

Read our latest blog: **Summer Toys, Summer Risks: Are Your Boat, RV, ATV, or Golf Cart Properly Insured?**

🔗 https://stangerinsurance.com/blog/summer-toys-summer-risks-are-your-boat-rv-atv-or-golf-cart-properly-insured/

🤝 We're Not Just Here When Things Go Wrong 🛡️

Some people only think about their insurance agent when something bad happens. And yes, we're absolutely here for that. But honestly? That's only part of what we do. 😊

We think of our job as a long-term relationship, not a transaction. Here's what that actually looks like:

1️⃣ Annual Reviews: Your life changes. Your coverage should keep up. We check in regularly to make sure your policies still fit. 📋

2️⃣ Big Life Moments: New home, new car, new baby, new business! Big life moments have insurance implications. We're here to help you navigate them. 🏡

3️⃣ Questions Anytime: You don't need to wait for a claim to reach out. If something is confusing or you're just not sure, ask us. That's what we're here for. 📞

4️⃣ Someone Who Knows You: We're not a 1-800 number or a chatbot. We know your situation, your family, and your goals. 🙋

Insurance is most valuable when it's built around your life, not just a card you keep in your wallet (if that’s still a thing).

We're grateful for every client who trusts us. If you’re one of them, thanks for being a part of our agency. 💙

Remembering and honoring the sacrifices made by brave individuals who served our country.

Our office will be closed on Monday, May 25th in observance of Memorial Day. We will re-open on Tuesday at 9:00am.

🌿 Look Up 📱

Winter has a way of pulling us inside and onto our screens. Shorter days, longer evenings, and a phone that's always right there. The average American now spends almost 7 hours a day looking at a screen. Yeah, you read that right.

But spring is an invitation to live in the real world. Let's RSVP "Yes."

Not sure where to start? A few ideas:

🚶 Venture Outside: It doesn't have to be complicated. A walk around the block. A few minutes in the yard. Spring makes it easy, so let it.

💪 Use Your Hands: Gardening, cooking, building, fixing something. Hard to scroll when you're elbow-deep in a project.

🚗 Distractless Driving: This one isn't optional. Reading a text takes your eyes off the road for longer than you think, often enough to travel a football field at highway speed. You can't see that stroller crossing the road if you're on Instagram.

Life is out there, being lived and enjoyed, all around you. Go find it. 🌞

Source: DemandSage.com, 2026

🚑 The other driver may have insurance… but is it enough?

With rising medical costs, many drivers only carry the minimum required coverage — which may not come close to covering your expenses after a serious accident.

That’s where Underinsured Motorist Coverage can help protect you financially and give you peace of mind when the unexpected happens.

Don’t wait until after an accident to find out you’re under protected.

Read our latest blog to learn why this coverage matters:
👉

Why Underinsured Motorist Coverage is a Must-Have - Stanger Insurance Discover the importance of underinsured motorist coverage, protecting your finances from drivers with insufficient insurance. Ensure peace of mind now.

🔍 The Risk You May Not See Coming: Cyber Threats 🖥️

The biggest risk to your business may not be fire, theft, or lawsuit (though those are important!). It might be something that you don’t even see.

Cyber attacks aren’t just targeting big companies anymore. Small and medium-sized businesses can be even easier targets due to weaker cybersecurity.

Even if your business isn’t primarily online, modern risks can still pose challenges. Here are a few ways cyber risks can bite:

📧 An employee clicks a phishing email link, resulting in you being locked out of your systems.
🔑 Hackers buy your stolen passwords and access your systems, stealing client data.
📱 A hacked social media account results in a lawsuit.

The right coverage can help you survive and recover from these situations. Cyber Liability insurance is crucial in today's world, and having the right liability coverage for your business is a must for all kinds of scenarios.

DM us and find out how easy it is to get covered for online threats. 🔒

Celebrating all the amazing moms who brighten our lives with love and care. Happy Mother's Day! 🌸

🏠 Not all roof coverage is the same—and it matters more than you think.

Here’s the difference 👇

🔹 RCV (Replacement Cost Value)
Covers the full cost to repair or replace your roof (minus your deductible)
👉 Best protection. Least out-of-pocket.

🔹 ACV (Actual Cash Value)
Pays to repair or replace your roof minus depreciation
👉 Older roof = smaller payout

🔹 Roof Schedule
Pays a set percentage based on age/material
👉 Older roof = lower percentage paid

💡 Good to know:
Depending on your roof’s age, some carriers may only offer ACV or a roof schedule until the roof is replaced.

👉 Want to know what options you have? Reach out—we’re happy to review your coverage and walk you through it.