Unique Wraps

Unique Wraps

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11/29/2024

#greenscreenvideo How to buy Land and a house with bad credit, no $ down and no closing cost #naca #firsttimehomebuyer #mobilehome provides the best mortgage in America with these extraordinary terms and character-based criteria: 

#nomoney #badcredit #naca #buyland #mobilehome #firsttimehomebuyertips 

Down-payment – None
Closing costs – Lender Paid
Fees – None
Mortgage Insurance – None
Loan-to-value -100% for purchase and 110% for purchases with a rehab
Credit Score – No consideration
Interest Rate – Below market fixed rate
Term – 20 or 30-years fully amortizing
Interest-rate buy-down: Aggressive permanent interest rate buy-down.
Property Types: Single family, multi-family, condos and co-ops, new construction or existing, manufactured homes or modular homes.
Renovation: Finance the cost of repairs to be completed after mortgage closing. 
Credit Score – No consideration of the credit score.
Payment History – Reasonable on-time payment history for payments Participant has reasonable control over the past 24 months with a focus on the past 12 months.
Mortgage Payment – VPS based on the Participants required number of bedrooms and other PHA factors.
Participants’ Payment – Participant’s 30% of their gross income less allowable deductions.
HAP Payment – Mortgage payment minus the Participants’ Payment.
Debt Ratio – Participant’s Payment plus Participant’s monthly liabilities divided by the Participant’s gross monthly income not exceeding 43%. 
Minimum Required Funds – Participant funds for the home inspection, reserves and pre-paids.
Employment – Steady employment for at least the past 24 months (unless retired or disabled).
Income – Income for at least the past 24 months with likelihood of continuation.
Charge-offs – Do not need to be addressed.
Collections – Resolved if within past 24-months or in an approved payment plan.
Inspection – Must pass HUD inspection requirements with a licensed inspector. nomoney #badcredit #naca #buyland #mobilehome 11/29/2024

#greenscreenvideo How to buy Land and a house with bad credit, no $ down and no closing cost #naca #firsttimehomebuyer #mobilehome provides the best mortgage in America with these extraordinary terms and character-based criteria: #nomoney #badcredit #naca #buyland #mobilehome #firsttimehomebuyertips Down-payment – None Closing costs – Lender Paid Fees – None Mortgage Insurance – None Loan-to-value -100% for purchase and 110% for purchases with a rehab Credit Score – No consideration Interest Rate – Below market fixed rate Term – 20 or 30-years fully amortizing Interest-rate buy-down: Aggressive permanent interest rate buy-down. Property Types: Single family, multi-family, condos and co-ops, new construction or existing, manufactured homes or modular homes. Renovation: Finance the cost of repairs to be completed after mortgage closing. Credit Score – No consideration of the credit score. Payment History – Reasonable on-time payment history for payments Participant has reasonable control over the past 24 months with a focus on the past 12 months. Mortgage Payment – VPS based on the Participants required number of bedrooms and other PHA factors. Participants’ Payment – Participant’s 30% of their gross income less allowable deductions. HAP Payment – Mortgage payment minus the Participants’ Payment. Debt Ratio – Participant’s Payment plus Participant’s monthly liabilities divided by the Participant’s gross monthly income not exceeding 43%. Minimum Required Funds – Participant funds for the home inspection, reserves and pre-paids. Employment – Steady employment for at least the past 24 months (unless retired or disabled). Income – Income for at least the past 24 months with likelihood of continuation. Charge-offs – Do not need to be addressed. Collections – Resolved if within past 24-months or in an approved payment plan. Inspection – Must pass HUD inspection requirements with a licensed inspector. nomoney #badcredit #naca #buyland #mobilehome

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223 Washington Boulevard
Ogden, UT
84404

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Wednesday 10am - 6pm
Thursday 10am - 6pm
Friday 10am - 6pm
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