Carl Wasem/Guaranteed Rate

Home makeovers are trending, and Rate’s HELOC is leading the charge. From dream kitchens to backyard upgrades, I’ll help you unlock your home’s potential.

https://www.rate.com/CarlWasem

Your dream upgrades are closer than you think. With Rate’s HELOC and renovation loans, you can turn your passion for home improvement into action. Whether it’s creating your ideal kitchen, updating your outdoor space or tackling long-awaited projects, learn how my team can help make it happen.

https://www.rate.com/CarlWasem

It's true that we offer VA loans for active, Veteran service members, but our support doesn't stop at paperwork. From education about VA benefits and our waived lender fee* to community outreach and fundraising initiatives, we support those who serve with more than words. Let's connect when you're ready. I'm here to help.

https://www.rate.com/CarlWasem

Thinking about renovating or making energy-efficient improvements? Understanding the return on investment (ROI) could help you choose smart projects. Learn about cost versus value and financing options that may help you tackle an upgrade with a high ROI.

https://www.rate.com/resources/calculate-roi?LOID=36927

Your next home might be closer than you think. Your current equity could help cover the down payment. Let’s talk HELOCs* and cash-out refis** to see what options could help fund your dream home.

https://www.rate.com/resources/Use-Your-Equity-to-Fund-Your-Next-Move?LOID=36927

This Military Appreciation Month, I’m honored to help Veterans, active service members and their families make the most of their VA loan benefits. With zero down, competitive rates, no private mortgage insurance, and no lender fee at close* with Rate, homeownership is within reach. Connect with me to get started.

https://www.rate.com/va-loans?LOID=36927

What’s in store for spring? More homes are expected to hit the market compared to this time last year, giving buyers more options to choose from. See exactly where inventory is growing and how we can help you become a competitive buyer at

https://www.rate.com/resources/spring-2025-preview?LOID=36927

The 2025 housing market is shifting, with cities like Colorado Springs, Miami and Phoenix seeing more than a 38% increase in active listings. Find out which markets could bring more options this year at

https://www.rate.com/resources/markets-active-listings-are-growing?LOID=36927