Paul Hauser Farmers Insurance

You’re excited. You’re scared. And, truth time, maybe you don’t know what “replacement value” means. Buying a new home is BIG and making sure you have the homeowners insurance that is right for you can feel daunting. I’m happy to answer your questions.

If your college kid is living off- campus for the first time, maybe it’s time to have The Talk … about renters insurance. Call me to learn more about what renters can cover.

You don’t have to spend a lot to stay warm this winter. Caulking, weather stripping and door draft guards are inexpensive DIY fixes to help keep drafts out and heat in – and save energy. Got single-pane windows? Storm windows or plastic film provide easy insulation.

Holiday travelers — don’t forget to pack an umbrella (as in, the insurance policy). It’s there to help if you run into trouble and the costs exceed the liability limits of your primary insurance policies. Call me.

Your landlord’s insurance generally provides coverage for damage to the building. Renter’s insurance can help you get coverage for what’s inside. If you rent, let’s talk.

Cash flow is important to keep your business running, but what happens if you’re shut down by a storm, vandalism or other loss? Ask me about how business income coverage could help you save the day.

Happy Holidays from Farmers Insurance

Did you know that life insurance can be part of your nest egg to help supplement retirement income? Let’s talk today to discuss how you can get your eggs sorted and help support your financial future.

Turning the page on 2023 may mean your home insurance is about to renew. That’s a good time to do a quick coverage review and make sure you’re getting all of your discounts. I can help.

Mom and Pops. Corner stores. Twee boutiques. Small businesses make our communities hum. Today’s the day to celebrate — and shop — local. It’s Small Business Saturday.

Keep your business fresh as a daisy. If a power outage or busted refrigeration system (or other mechanical breakdown) could spoil your inventory, we offer coverage that can help you get up and running again. Call me to learn more.