Patrick Thierry - Realtor

First-time buyers may be starting to catch a bit of a break – and this list shows where.

Zillow just ranked the top 10 markets for first-time buyers this Spring.

And these metros made the list because there are more homes to choose from. There’s slower price growth. And wages are rising in these areas.

That combination is what’s opening the door for some buyers, even with higher mortgage rates.

But what about your city? Even if your metro isn’t on this list, don’t worry. The full list names 50 cities. And even beyond that, there’s opportunity in any market, if you know where to look.

Want to find the best neighborhoods for first-time buyers locally? Let’s talk.

Renting may feel more do-able today. But over time, it could cost you.
If you want to ditch renting and start building something for your future, it starts with a simple conversation. Let’s connect, talk about your specific goals, and explore your options – so you’re ready when the time is right for you.

Rent or Buy? The Real Tradeoff Most People Don’t Talk About You’ve probably asked yourself lately: Is it even worth trying to buy a home right now? It’s a question a lot of people are asking.

The net worth of a homeowner is 43x greater than that of a renter. Not 2x. Not 5x. Forty-three.

And even if renting feels like the easier move right now, that’s a number that sticks with you – because it shows what’s at stake over time.

Look, I know buying can feel out of reach. But when’s the last time you actually ran the numbers? Because you might be closer than you think.

Now that doesn’t mean you have to buy today. But you should at least know your options and what it would take to get there.

Want to stop renting and start building something for yourself? DM me and come up with a plan together. Your timeline. Your budget. Your future.

Want to make a move, but you're worried it’s going to take longer than you’d like? Here’s what you need to know.

The average home is taking about 57 days to sell. And that actually isn’t slow. It’s normal.
No matter what you’re reading online, know that the market hasn’t stalled. And neither has your move.

The reality is homes that are priced and positioned right are still selling. So, if you want to move, you can.

Let’s talk about how to set your house up to sell quickly in today’s market.

If you want more information on multi-generational homes, let’s have a quick conversation about what’s available in our area. Sometimes the path to homeownership isn’t doing it alone. It’s doing it together.

When Buying a Home Feels Out of Reach, Some Families Do This Instead For a lot of people, the math on buying a home just doesn’t really work right now.

ARMs are getting more attention again because they can make buying a home more affordable in the short term. But they’re not right for everyone.

The key is understanding how they work, what the risks are, and whether they fit your plan. And that’s why you need to talk to a trusted lender and financial advisor before you make any decisions.

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Thinking About an Adjustable-Rate Mortgage? Here’s What You Need To Know. If you’ve been looking for a home lately, you’ve probably felt how tough affordability still is.

Be honest. Have you started looking at homes online yet?

Because if you have, it’s already time to get pre-approved.

While you may be tempted to wait until you’re really serious about a house, that actually puts you behind the game.

The better bet is getting pre-approved before you fall in love with something.

It’ll give you clarity on what you can borrow, your ideal price point, and what your monthly payment could look like. That’s information you’re going to want up front, so you don’t fall for something outside of your range.

Plus, when a house you love hits the market, you’ll be ready to go – not scrambling to figure it out.

If you’re about to start looking or just casually browsing, let’s talk about where to start.

More buyers are starting to take a closer look at adjustable-rate mortgages (ARMs) right now — and it’s not hard to see why.

They typically come with a lower initial rate, which can help make a home purchase more affordable in today’s market.
But here’s the part that matters: that lower rate is temporary.

After the initial period, your rate (and your monthly payment) can adjust.

So, it’s not about whether an ARM is good or bad. It’s about whether it fits your long-term plan.

If you’re trying to figure out what you can comfortably afford, it’s worth having a conversation with a trusted lender or financial advisor to walk through your options and see what makes the most sense for you.