Mike Layne Realtor

🚨COMING SOON🚨

Showings begin Friday 03/14

This beautiful colonial is ready for a new homeowner!

23868 Stacey Dr
Brownstown MI 48183

🏘️ 3756 Finished Sq Ft
🛌🏼 4 bedrooms
🛁 2.2 bathrooms
🚗 2 car attached garage
📚 Woodhaven School District
..and so much more!

💨 Book your appointment ahead of time as this house is likely to sell FAST.

📲 Call/text, DM, or email to schedule your private showing.

Mike Layne
eXp Realty
248-298-6825
[email protected]

🚨COMING SOON 🚨

👀 OPEN HOUSE SATURDAY 7/27 12-2PM

Showings begin this Saturday.

This awesome Ranch home is hitting the market this weekend! The home sits on a sprawling half-acre lot backing up to Kensington Metropark. Updated Kitchen, 3 full bathrooms, and a basement you have to see to believe! Make sure to see it in person before it is gone, book your showing today!

📍 1473 Horseshoe Circle | Milford
🛌 3 bedrooms
🛁 3 bathrooms
🚗 2 car garage
🌳 Just under .5 acre lot backing up to Kensington Metropark
..and too many updates to name here!

💨 Book your appointment ahead of time as this home is likely to sell fast

📲 Call/text, DM or email to schedule your private showing

248.298.6825
[email protected]
MikeLayneRealtor.com

This beautiful new construction home is now pending! Located an incredibly short walk from downtown, I cannot decide what is more amazing, the house or the location!

📲 If you and/or anyone you know is looking to buy and/or sell, I would love the opportunity to be of service. Please call/text, DM or email to get started!

248.298.6825
[email protected]
MikeLayneRealtor.com

This awesome home has closed! While I was grateful to serve my clients, I am so sad they have moved across the country for work. Help me wish them all the best as our community lost a great family to the West Coast. You three will be missed!

That being said, we crushed it on this sale! Selling in a community still being built is a unique challenge, and we were still able to sell quickly and over asking!

📲 If you and/or anyone you know is looking to buy and/or sell, I would love the opportunity to be of service. Please call/text, DM or email to get started!

248.298.6825
[email protected]
MikeLayneRealtor.com

Comment "GUIDE" to grab my free guide made specifically for first-time buyers - I cover everything a first time buyer needs to know!

The last thing I want for my buyers...

Being stretched too thin by their mortgage payments.

Finance experts wag their fingers at spending 30% or more of your gross income on housing.

But with 37.2% of homeowners grappling with this reality, if you're among them, you're certainly not alone.

Below are some methods I’ve seen implemented to reduce the burden

1.) See if you can ditch your private mortgage insurance. Your lender may be willing if your mortgage balance has reached 80% of your home's original value or the halfway point of your amortization schedule.

2.) Take a deep dive into your monthly spending to see where your money is going. For me, I found eating out to be an opportunity to cut back.

3.) Consider house hacking by renting out a bedroom, parking space, or a mother in law suite.

4.) Raise your income (Obviously this is much easier said than done) but there are a few creative ways to approach it. Whether it’s mustering up the courage to ask for a raise, exploring a new side hustle (hello Rover!), or up-skilling yourself with online courses.

5.) Keep an eye on interest rates. If they drop below what you're currently paying, refinancing could be a smart move.

Comment "GUIDE" to grab my free guide made specifically for first-time buyers - I cover everything a first time buyer needs to know!

Legit or not?

Before you take what online mortgage calculators say to the bank, know this:

Interest rates are incredibly personalized. One size *does not* fit all.

What you end up with as your lender-issued rate is based on things like:

Your debt-to-income ratio - Ranges from 0% if you’re debt-free to 50% or more. Your credit score - Ranges from 300 to 850. Your employment type and income - Salary, self-employed, hourly, bonus-based pay Your loan size, type, and length Your loan co-borrowers, if any The truth is, that rate you see on screen? It might be making assumptions that aren't right for you.

The only way to truly know where you stand is to chat with a mortgage lender. They'll ask everything, show you your options, and help you determine your real buying power.

Need a local lender? I've got you covered! Just shoot me a message, and I’ll send you my list of trusted lenders.

📲 If you and/or anyone you know is looking to buy and/or sell, I would love the opportunity to be of service. Please call/text, DM or email started!

248.298.6825
[email protected]
MikeLayneRealtor.com

This awesome Ranch home is now pending! Congrats to the buyers for picking this beautiful home!

📲 If you and/or anyone you know is looking to buy and/or sell, I would love the opportunity to be of service. Please call/text, DM or email started!

248.298.6825
[email protected]
MikeLayneRealtor.com