Kelly Sharp Realtor

Some homes give you a place to live.
Others give you a way to live.
Picture starting your morning with a paddle to China Camp, spending the day on the water, and ending it with the sun setting behind Mt. Tam from your own backyard.
That’s more than waterfront living.
That’s the Marin lifestyle.
If you’ve ever wondered what it’s feels like to call Marin home, this is it.
Would you choose the morning paddle, the evening sunset or both? 🌅👇







Kelly Sharp
02206842 | SF & Marin
eXp Realty | Stout Team

Some homes whisper. This one shouted. ✨

We had more than 10 homes lined up to tour, but at house #3, she walked through the front door, looked around, took a deep breath, and it all over her face. This was it.

Within days, she connected with a lender, got pre-approved, gathered every piece of paperwork, and together we crafted an offer with equal parts strategy and crossed fingers.

Then came my favorite phone call of all:
“Your offer has been accepted.”

There are few moments in real estate that compare to delivering that news.

What makes this one even sweeter is that she’s not just buying a house. She’s coming home. In one week, she’ll be settling into the neighborhood she grew up in, just down the street from her family, creating a new chapter in a place already filled with memories.

Watching a dear friend turn a dream into an address has been such a joy. Santa Venetia is lucky to have her back. ❤️🏡





HomeValue

Kelly Sharp
02206842 | SF & Marin
eXp Realty | Stout Team

... Meanwhile, I’ve closed 1 deal in SF and secured 2 accepted in offers in San Rafael, and Sebastopol this month alone.

Here’s what the headlines don’t tell you:
Homes that are priced right, marketed strategically, and positioned correctly are STILL selling fast — and many are selling over asking.

Prepared buyers are winning.
Serious sellers are winning.
Opportunity still exists in this market.

If you’re thinking about buying or selling a home in 2026, the strategy matters more than ever. The market hasn’t stopped — it’s simply separating preparation from guesswork.

Thinking about making a move in Sonoma, Marin, or The City? Let’s talk about what’s actually happening in today’s market, not just the headlines.







Kelly Sharp
02206842 | SF & Marin
eXp Realty | Stout Team

My friends ask me all the time… “What do you actually do all day?” 😄

Today’s lineup:

📑Finalize & Submit offer 
🏡 Novato broker tour
📑 Disclosure review
📊 CMA prep
🔑 Private property tour planning
💻 Home valuations

A lot of real estate happens long before the sign goes up or the keys change hands. Behind every showing is strategy, research, coordination, negotiation prep, and about 47 tabs open on my computer at all times. 😂

Helping buyers and sellers move with confidence is never “just showing houses.” And honestly? I wouldn’t trade it for anything.







Kelly Sharp
02206842 | SF & Marin
eXp Realty | Stout Team

Fannie Mae just released their housing forecast. And there is one line in it that every buyer who has been sitting and waiting needs to actually hear.

They are projecting a 6.3 percent average 30-year mortgage rate through the end of 2026. And most of 2027. This is not speculation. This is their official forecast, the same organization that backs most of the mortgages written in this country.

Let that actually land.

The meaningful rate drop that most buyers have been holding out for. The one that was going to make buying feel right and the math feel manageable. It is not coming this year. It may not come until the middle of next year at the earliest. And when rates do eventually drop, every buyer who was also waiting is going to flood back into the market at exactly the same time. That is called competition, and it will drive prices up.

I am not sharing this to pressure anyone. I am sharing it because waiting is a strategy. And like every strategy, it has a real cost that most people never sit down and calculate.

Here is the math that changes things for me.

Every month you rent, your landlord’s equity grows instead of yours. The average renter in the Bay Area pays around $2,500 a month. Eighteen months of waiting for better conditions costs you roughly $45,000 in payments that built zero equity and zero net worth for you. Meanwhile, home prices are projected to increase 2 to 4 percent this year. The home you can buy at today’s price will cost more when rates drop and everyone re-enters together.

You can refinance when rates eventually come down. You cannot go back in time and buy at today’s prices.

Buyers who act in this window will be very glad they did in three years.

Comment WEALTH to schedule your complimentary 1:1 with me. I’ll walk you through the cost of waiting with our team’s exclusive Wealth Building tool and share the strategy I’ve used to help buyers make the move from renter to homeowner 🙌







Kelly Sharp
02206842 | SF & Marin
eXp Realty | Stout Team

Moments like this move fast.
Not because buyers aren’t interested—�but because the right one knows how to step in.
It’s not just about price.
It’s about understanding what the seller needs�and positioning your offer to meet that—�without losing sight of your own investment.
Clear terms.�Strong structure.�A strategy that makes the decision easy on both sides.
That’s how you compete when it counts.
Not by chasing…�but by showing up prepared.
This is the part most buyers get wrong.�That’s where I come in.
Guidance, strategy, and positioning—before you ever write the offer.�DM me to get started.







eXp Realty | Stout Team | Marin Realtor