Matt Sharp - MidPlains Advisor

A retired household faces three types of healthcare expenses:

1️⃣ The premiums for Medicare Part B and Part D.

2️⃣ Medicare-covered services that are not paid by Medicare Supplement insurance plans (also known as “Medigap”) or other health insurance.

3️⃣ Other costs, which are typically not covered by Medicare or other insurance programs.

Being aware of potential healthcare costs during retirement may allow you to understand what you can pay for and what you can’t.

Need help? Reach out to our team for personalized support!

Need a way to remember to check your credit reports? Think green - March is National Credit Education Month!

This St. Patrick’s Day, as you slip on your emerald T-shirt and sip on a green beer, let March be your reminder to check on another type o’ green: MONEY 💵

The Consumer Financial Protection Bureau suggests checking your credit reports at least once a year to detect any inaccurate or incomplete information that may lower your credit scores and to spot possible identity theft. Lower credit scores could mean higher interest rates and less green in your pocket.

Staying aware of your credit score is vital to financial wellness, and using credit wisely can increase your credit score!

Have questions? Drop them below ⬇️

Financial planning for retirement can feel like a huge burden. I’m here to review your unique situation and create a plan that protects your savings.

Call me today to schedule a free, no-obligation consultation.

Retirement. Finances. Peace of mind. I’m here to help you create a holistic, long-term plan for financial success and security in retirement.

Schedule a free, no-obligation consultation today.

Share or tag someone below who you care about to ensure they are also prepared.

Your home is likely your biggest investment, don’t leave it unprotected. Term life insurance can help ensure your family stays in their home, even if the unexpected happens.

You’ll never be younger or healthier than you are today, and that means now is the best time to lock in the lowest premiums.

Your home is likely your biggest investment; don’t leave it unprotected. Term life insurance can help ensure your family stays in their home, even if the unexpected happens.

Looking to save for college or retirement while also providing a death benefit?

Indexed Universal Life Insurance (IUL) offers powerful benefits. Because your premiums are tied to a market index – not invested directly in the market – you can take advantage of growth when the market is up, but you’re protected when it’s down.

Whether you’re planning for a child’s education or your own retirement, IUL can be a flexible, safe, and tax-efficient tool.

Reach out to learn more!

Happy !

Could Retirement Pay You More?

Imagine mornings on the porch, coffee in hand, knowing your income is steady, and maybe even higher than when you worked.

With the right financial plan, retirement isn’t just possible—it’s powerful.
✅ Tax-smart withdrawals
✅ Lifetime Income
✅ Optimizing Social Security
✅ Lifestyle-based planning

You’ve worked hard. Now it’s time to make your money work harder.

Give Yourself A Raise!

It may sound counterintuitive, but with the right financial plan, retiring can actually increase your income.
✅ Tax Advantages
✅ Lifetime Income
✅ Optimizing Social Security
✅ Reduced Expenses

Retirement isn’t just about slowing down—it’s about getting smart. Let’s explore how your next chapter could be your most rewarding one.

Life insurance can do more than cover funeral costs. I can help you put a plan in place that meets your needs, whether you're looking for income replacement, living benefits that cover expenses related to a chronic illness, or tax-free income in retirement. Call me today to get started.

Real Talk: What Does “Worry-Free” Retirement Mean?

For many families, “worry-free” means bills are paid and healthcare planned.

Having a plan is knowing loved ones are protected, legacies are secured, and income is guaranteed for the years ahead. True peace of mind comes from planning every layer of life—family, future, and finances.