Customers First Insurance Group

Food contamination isn’t just a food-safety issue. It can also become a serious financial problem for a restaurant.

A standard business policy may not cover every expense resulting from an incident. Restaurant owners should understand the coverage, exclusions, conditions, and limits before a loss happens.

See the complete list of restaurant insurance coverages worth considering:

https://zurl.co/zJqOL

Repairing a restaurant after a fire is one challenge. Surviving financially while it’s closed is another.

Restaurant owners should review how much business income coverage they have, how long it lasts, what waiting period applies, and whether building-code upgrades are covered.

See the restaurant coverages and endorsements worth considering:

https://zurl.co/YiKdG

Restaurant work moves fast—and injuries can happen just as quickly.

Workers’ compensation should be part of the insurance conversation for nearly every restaurant with employees. Make sure your coverage reflects who works for you and what they actually do.

See the complete restaurant insurance breakdown:
https://zurl.co/FtUEf

💸 Why are Michigan auto insurance rates so high?
Snow and ice. More crashes. Michigan’s no-fault system. Medical costs. It all adds up — and Michigan drivers can end up paying some of the highest auto insurance premiums in the country.
There’s a lot more behind your rate than just your driving record. That’s why it pays to understand what’s actually driving the cost.
Let’s dork out on it. 🤓🚗

Your restaurant is unique. Its insurance should reflect that.

The right coverage depends on how you serve customers, use equipment, employ workers, sell alcohol, and make deliveries—not simply the word “restaurant” on the application.

See the restaurant insurance coverages and endorsements worth considering:

https://zurl.co/2V5FR

If a fire closed your restaurant tomorrow, how long could the business survive without revenue?

Property insurance may help repair covered physical damage—but what about ongoing bills, key employees, temporary operating expenses, and the additional cost of rebuilding to current codes?

Those are questions worth answering before a loss occurs.

Watch the full restaurant insurance video:
https://zurl.co/HKz3W

🦁🏈 IT’S LIONS SEASON!
The wait is over. The Honolulu blue is out, the football is on the desk, and the Insurance Dork is officially in game mode.
Here’s to another season of believing this is the year. 😂
GO LIONS! ONE PRIDE! 🦁💙

Restaurant owners: What happens when an employee gets burned, slips in the kitchen, or is injured while making a delivery?

Most Michigan restaurants with employees will need workers’ compensation coverage—but the requirements and classifications deserve a closer look.

Workers’ comp is only one part of protecting your employees and your business.

Watch the complete restaurant insurance video:
https://zurl.co/97DXv

Restaurant owners: What would happen if a food-contamination incident forced you to close temporarily?

Would your insurance only replace spoiled inventory—or could it also help with cleanup costs, testing expenses, and lost income?

Not every policy handles these situations the same way.

Watch the full restaurant insurance video:
https://zurl.co/wF48V