Stephen R. Johnson, CFP

Stephen R. Johnson, CFP

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Helping individuals and families create financial independence.

Don’t Mistake Market Rotation For Market Weakness 07/29/2026

Don’t Mistake Market Rotation For Market Weakness AI and semiconductor stocks may be falling, but the broader market remains resilient. Here’s why today’s volatility looks more like rotation than weakness.

After spending $45,000 to convert a guest house for my mom in our backyard, we've spent nearly $400,000 on her memory care 07/28/2026

After spending $45,000 to convert a guest house for my mom in our backyard, we've spent nearly $400,000 on her memory care Long-term care insurance helps cover costs of extended care for chronic illness or disability. Alison George's story highlights what it costs to care for parents without it.

2 Brothers Started a $1.2M Side Hustle as Teens. The Blue-Collar Business Made $3M Last Year: ‘Young People Are Looking for Different Career Paths.’ 07/27/2026

2 Brothers Started a $1.2M Side Hustle as Teens. The Blue-Collar Business Made $3M Last Year: ‘Young People Are Looking for Different Career Paths.’ Kirk and Jacob McKinney's business began with a single pick-up truck. It relies on an app vibe coded by one of its teenage employees.

Inside America’s Most Generous 401(k) Plans 07/26/2026

Inside America’s Most Generous 401(k) Plans Not all 401(k) plans are created equal. Some employers across the U.S., like Costco, offer better-than-usual retirement benefits.

A Million Dollars for Retirement? That’s So 1990s. 07/25/2026

A Million Dollars for Retirement? That’s So 1990s. Something saved is still better than nothing saved, and a late start is better than no start at all.

Unpaid Caregiving Is Threatening Some Americans' Retirement Security 07/24/2026

Unpaid Caregiving Is Threatening Some Americans' Retirement Security Serving as an unpaid caregiver for a child, partner, or older relative can exact a financial toll that can hinder retirement readiness, according to a new survey from the Employee Benefit Research Institute and Greenwald Research.

‘I Never Want It to End’: The Surprise Economic Boost for World Cup Host Cities 07/23/2026

‘I Never Want It to End’: The Surprise Economic Boost for World Cup Host Cities As fears of a bust fizzled, venues including Philadelphia and Kansas City see increases in tourism.

Why More Millennials Are Buying Businesses Instead Of Starting Them 07/22/2026

Why More Millennials Are Buying Businesses Instead Of Starting Them Why more millennials are buying businesses instead of starting them and how acquisition entrepreneurship is creating a faster path to ownership and wealth.

The Value Gap: Why Your Business May Be Worth Less Than You Think 07/21/2026

The Value Gap: Why Your Business May Be Worth Less Than You Think Learn why the value gap may cause your business to be worth less than expected and how to increase business value years before selling.

College Athletes Can Now Get Paid. How Is It Working Out? 07/20/2026

College Athletes Can Now Get Paid. How Is It Working Out? Not so well, says a university president. Despite some problems, things overall are much better, counters an attorney for athletes.

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