Homeowners Insurance Rates Of Naples

Don't Let Your Guard Down: Hurricane Season Is Far from Over
It might seem like a quiet start to the season, but don't be fooled—the Atlantic hurricane season is not over. It officially runs from June 1st to November 30th, with the historical peak occurring from mid-August through October. While we've seen fewer storms so far this year, a combination of atmospheric and oceanic conditions can influence storm formation. However, these conditions can change rapidly, and as we approach the peak of the season, it's more important than ever to be ready. It only takes one storm to cause significant damage.

6 Tips to Stay Prepared
Preparation is key to protecting your home and family. Here are six tips to help you stay ready for the rest of the season:
1. Review Your Insurance Coverage: Check your policy to ensure you have adequate coverage for wind and flood damage. Remember, standard homeowners' policies do not cover flooding, so you may need a separate flood insurance policy.
2. Create a Home Inventory: Before a storm hits, document your belongings. Take photos or videos of each room and create a list of valuables. This can greatly simplify the claims process if you have to file one.
3. Develop a Family Emergency Plan: Discuss evacuation routes, emergency contacts, and a designated meeting place with your family. Ensure everyone knows what to do and where to go if you need to evacuate.
4. Assemble an Emergency Kit: Pack a "Go-Kit" with essentials you can grab quickly. Include water, non-perishable food, medications, flashlights, batteries, a first-aid kit, and copies of important documents like insurance policies and identification.
5. Protect Your Property: Take proactive steps to secure your home. Trim weak tree limbs, clear gutters, secure or bring in outdoor furniture, and consider installing storm shutters or preparing plywood to board up windows.
6. Stay Informed: Monitor local weather alerts from a trusted source like the National Weather Service or a reliable news station. Have a battery-powered or hand-crank radio on hand in case of a power outage.

We are here to help you get prepared. As your trusted partner, Mainstreet can review your current policy, including your hurricane deductible, and provide a FREE rate evaluation. We will compare up to 5 different companies to ensure you have the best possible coverage at a competitive price. Contact us today to get started!

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A few stats about hurricane Irma.


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Florida Homeowners insurance rates varies from company to company. If your roof is less than 15 years old you may be able to save up to 37% by getting a new mitigation inspection. Give us a call for a local mitigation inspection vendor by dialing 239732-5740.

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Homeowners insurance in Naples Florida can get pretty expensive if you're not working with a Florida independent insurance agent. The reason is simply because independent agencies has access to many different companies unlike the big box companies which allows them to shop coverage throughout the market place for the best option.

Let Mainstreet Insurance do the shopping for you call 239-732-5740 or visit Www.napleshomeinsurancefl.com.

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Sunshine State Insurance is going into receivership aka out of business. If your home is insured through this carrier you should look to get a new carrier as soon as possible. Once you acquire a new insurance policy you cancel the existing policy to get your unearned premium back. if you click on the link below we can shop the insurance market place for you.

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Hurricane is season is upon us. It's time to call your insurance agent to make sure your homeowners insurance is in good standing. Make sure your deductible are align with your budget and make sure you get a mitigation inspection in order to maximize your hurricane discount.

Are paying too much for your homeowners insurance? Click on the link below and we will shop your insurance needs to find the best value for your money.

Mainstreet Insurance your protection and peace of mind is our only business. Services includes Auto insurance, homeowners insurance and life insurance.

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#1 Naples, FL Insurance Agency | MainStreet Insurance Need a homeowners Insurance, Auto or Life quote? Call 239-732-5740 we' will help you find the best rates on the spot. All calls answered LIVE!