Chet Q Seely

🚴‍♂️✨ 8mi quick ride. Twilight wheels, love feels. Just two jawns pedaling through golden hour. Bridging sunsets and soulmates

North Philly feels, where the fans aren't just on the ceiling! 🧢✨ "

Beautiful day for a working vacay!

Had the best weekend creating precious memories with our grandbaby boy. 💙

🚀 New Beginnings! 🚀

Today marks the start of an incredible journey with and ! 🌟 We’re taking our team and company growth straight through the roof and onto the fast path to the top. 💼✨

Join us as we embark on this exciting adventure and watch us soar! 🌠

💬 Drop a comment to show your support and share this post to spread the word! Let’s make this journey unforgettable together! 🙌

That part 👍🏽💪🏽✅

At least while playing TOTK, by ALL means break ALL the pots. Rupees are hard to come by!💎

But in the real world, don't waste your time with fruitless efforts over and over again. Talk with a professional about getting things back on track by investing in your financial well-being.

It starts with a conversation, and ends with a life-long sustainable action plan that sets you up for success...

💎So you can get back to Rupee Farming...💎

You may have heard of the headlines that a daily cup of coffee at Starbucks is a waste of money, or that Millenials are ruining their chances for financial freedom because of avocado toast. That the claim is the only way to get rich is to cut out these daily expenses.

Actual self-made millionaire Ramit Sethi argues that “you can’t cut your way to growth,” and gives the example of the way millennials supposedly overspend on avocado toast.

“You may have seen an article going around telling you the only way to be a millionaire is to cut back on avocado toast,” he tells CNBC Make It. But the idea of getting rich by buying less, he says, is “horrible” advice.

“Do you know how many avocado toasts you’d have to forego to get just a 20 percent down payment” on a median-priced home? “Is it 100? Is it 1,000? No, it’s over 2,500 avocado toasts.”

In other words, eliminating small, regular purchases is unlikely to help you save enough money to become wealthy. “There’s a limit to how much you can cut,” Sethi says, “but there is no limit to how much you can earn. You’ve got your salary. Negotiate it.

“Think about how much you can grow versus how much you can protect, and that is how you start crafting your own rich life.”

Tell yourself different "stories." Most of the things we do and believe result from stories that we tell ourselves. Some stories are silly and destructive.

The story that we are told in America is that achievement—money, power, awards—equals success. I had this idea deeply imbued at a young age. We are desire-fulfilling machines: the mind literally IS desire. My desire–and therefore my actions–were shaped by these stories, like the story of achievement. Now I try to ask, what stories are we telling ourselves that are bu****it? Example: I wanted to write a book. Rather, I wanted to have written a book because I could carve a notch on my achievement belt. I even wanted to do it at an earlier age than anyone I knew (among my friends and family, the earliest I was aware of was an uncle who wrote his book when he was 33). How ridiculous!

Now I just want to explore. That may mean blog posts, research papers, new investing strategies, letters, podcasts, long periods of nothing, or maybe a book. Who knows? Exploration is continuous, there is no end point. Focusing on exploration is very rewarding all the time. It may produce things that look like end points, like achievements, but those things are just byproducts.

The same idea applies to investing. The continuous goal, in my case, is a portfolio that has distinct advantages versus the market along dimensions like value, momentum, capital allocation, etc. There are no price targets, no return targets, no staking my results on a given outcome for a given company. A goal-less process like this is incredibly hard to maintain in an industry which has convinced itself (I despise this particular “story” we’ve told ourselves) that the passage of three months requires that we get together and retrofit a narrative to explain what was likely pure noise.

But hard as it is to maintain, I believe that a continuous process, informed by deep research, is the only way to beat the market.

I've often found the way I reach my financial goals is by having a solid budget. In my experience, I've found the multiple-account budgeting method is a way to put my money to work without having to keep track of a big spreadsheet. Give it a try and see how this method can be worthwhile!