Roth & Roth Insurance Agency, Inc.

Not every insurance policy is the same, so it’s important to review your policy to see what yours covers. Natural disasters commonly included in a home insurance policy are wildfires, windstorms, lightning strikes, and damage from snow or ice. Events that are usually not covered include floods, earthquakes, and landslides.

Call us to assess your unique risk and make sure you have the coverage you need.

Help us settle this debate: Which is better, a swimming pool or a hot tub in your backyard?

Both are fun, but both add extra risk that should be reflected in your home insurance. If you’ve recently added one, give us a call to update your policy and stay properly covered.

Do you have multiple insurance policies with different providers?

Bundling them with one provider could save you money. Give us a call and let’s explore your options.

We all have a dream car. Maybe you already own it, maybe you’re saving for it, or maybe it’s just a dream for now.

No matter what you’re driving, make sure it’s properly protected.

The answer is burglary! Across the U.S., a home burglary happens around every 25–30 seconds, while a house fire occurs about every 85–90 seconds.

There are steps you can take to protect your home, like installing a security system and making sure your smoke detectors are working. But if a burglary or fire were to happen, would your home be covered by insurance? Give us a call, and let’s review your policy.

Looking to review your policy or compare other options? We’re ready to help.

We’ll review your current coverage, identify any needed updates, and explore other policy options that may be a better fit for you.

The answer is…

B – around 16,000 accidents happen EACH day in the United States.

While you can’t control every driver on the road, practicing safe driving habits can help reduce your risk. Simple steps like wearing your seatbelt, avoiding distractions such as texting or eating, and keeping a safe distance from other vehicles go a long way.

Even if you drive safely, accidents can still happen. Make sure your car insurance is up to date before anything happens.

Umbrella insurance provides extra protection on top of your existing home, auto, or other personal insurance policies. It helps cover large claims or lawsuits that exceed the limits of your standard coverage.

You might consider umbrella insurance if you have significant assets to protect, high-risk exposures, or want added peace of mind. This could include homeowners, those with teen drivers, landlords, and business owners.

Umbrella insurance is designed to step in when standard policies aren’t enough. If you have any questions at all, give us a call!