Pinto Collective

Our Debt Service Coverage Ratio loan can help you make the leap and get set up financially for the future. Call us today to learn more.

- https://www.citywidehomeloans.com/tony-pinto/

Good news! Effective for closings on or after April 7, 2023: The VA has recently announced a reduction in funding fees for all purchases and cash-out refinances. Contact me today for more information and to see if you qualify for a VA loan.

- https://www.citywidehomeloans.com/tony-pinto/

The Federal Housing Administration (FHA) announced a 30 basis point reduction in the annual premium charged to mortgage borrowers. Contact me today for more info. https://www.housingwire.com/articles/fha-cuts-mip-by-30-bps-mortgage-industry-cheers/

- https://www.citywidehomeloans.com/tony-pinto/

Crisp fall weather is on the way! Keep your home prepared with a few simple tips.

The housing market continues to move in favor of homebuyers. Black Knight’s latest Home Price Index report reflected movement “from deceleration to decline” in July. The median home price dropped by 0.77% during Summer, when home prices typically increase. This ranks among the 10 largest monthly declines on record. Is now the right time for you? We’re here to help!

We don’t know them all, but we owe them all. #911

The down payment is often your largest out of pocket expense, but it’s not the only one to consider. Closing costs are part of any real estate transaction involving a mortgage. These fees cover costs incurred by the lender in exchange for originating and processing your loan, like appraisal, title search and transfer fees, insurance premiums, and property taxes.

Can’t find the home of your dreams? Create it! The Fannie Mae HomeStyle® loan provides a refinance option that pays for renovations. The FHA 203(k) Renovation loan funds both home purchase and renovations. Contact us today for financing to help make your dreams come true.