Alyssa Rudel - Academy Mortgage Corporation

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2021 LOAN LIMITS INCREASE!
Fannie Mae, Freddie Mac, and FHA raised loan limits for 2021 in most of the U.S.! Fannie Mae and Freddie Mac increased limits to $548,250 for a 1-unit property. FHA increased limits to $356,362. Higher limits apply in Alaska, Hawaii, and in specified high-cost areas. Limits are also higher for 2-, 3-, and 4-unit properties.
CALL ME for more info about these increased limits!

Alyssa Rudel Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

Good morning! As most of you have heard, the Fed’s have “cut the rates to nearly zero.” **However, fixed-rate mortgages do not move directly with the Fed’s rate changes.** A Fed rate cut changes the short-term lending rate, but most fixed-rate mortgages are based on long-term rates, which do not fluctuate as much as short-term rates. I am actually more interested in what the $200 billion of mortgage backed securities being purchased will do to the mortgage rates. With that being said, the market is very volatile right now. There are so many factors and variables that determine mortgage rates. They are changing daily, if not hourly. We had an increase of 1% from week before last to last week. If you have called, text, or emailed me, please be patient. I will get back to you as soon as humanly possible. You are all very important to me, and I will always strive to give you my best advice, communication, and support. ☺️

Time to Refinance and lower your payment. Give me a call!