Mocse Credit Union

Happy Father’s Day to all the dads who remind us to be smart with our money. There’s a reason some of these proverbial money lessons stick with us!
• Money doesn’t grow on trees.
• A penny saved is a penny earned.
• You can’t take it with you.
• Wealth is the ability to fully experience life.
• Save for a rainy day.
• Never spend your money before you earn it.

Summer often comes with higher expenses, whether for trips, entertainment, childcare or gearing up for college payments. With Mocse’s Skip-A-Pay program, you can keep cash in your pocket by skipping up to two loan payments a year. Enjoy the summer to the fullest with Skip-A-Pay!

Mocse threw a party in our parking lot for Graffiti Days, and we invited the ultimate party animals, the Iron Cross VW Club! LOVED having them with the Mocse Team!

Are you itching for a summer vacation but worried about the cost? You don’t need to go far or spend a lot to have a great trip. Here are easy recommendations for saving money while still having fun:
✅Travel by car or rent an RV for a more local adventure.
✅Pack light and leave heavy suitcases at home.
✅Prioritize free or low-cost activities.
✅Book hotels or flights using points.
✅Shop at local grocery stores and cook instead of eating every meal at a restaurant.
✅Consider travel insurance to get money back in an emergency.

Congratulations, class of 2026! As you close out this chapter, remember that your college memories will last a lifetime. Your debt shouldn’t. Explore personal loan options at: mocse.org/loans/personal-loans/

When you’re trying to look good at but you can feel someone staring at you from across the parking lot... 👀

Two generations of VW, one massive love for our community. Which one are you riding in?

June is National Homeownership Month. If buying a home feels like a difficult goal in today’s economy, here’s advice to make the process easier.

• Be aggressive with paying off your debt, including student loans, personal loans and credit cards.
• Get pre-approval before you shop – it’ll give you a hard budget and show lenders that you’re serious about purchasing.
• Track your spending, stay within your budget, live within your means and save as much as you can leading up to purchasing a home.
• You don’t need to put down 20% on your first home. Use first-time homebuyer loans to save on the front end and go for a shorter-term mortgage to save more on the back end.
• Consider a smaller starter home, townhouse or condo, or a property outside of your ideal location.

Get ready for classic car mania in Modesto this Friday, June 12! Organized every year by the Kiwanis Club of North Modesto to fund scholarships and non-profit programs, this year’s 27th annual American Graffiti Festival & Car Show promises retro cars, music and fun for the whole family. We can’t wait to see you there!

🚗 1400 J St, Modesto
🚙 5:30 – 8:30pm

Overpaying for your auto loan? Bring it to Mocse! Not only will you get a lower rate, but we’ll put $75 in your account.

Want to see how much you can save? Check out our calculator and apply today at: mocse.org/loans/auto-loans/