Coastal Insurance

We frequently hear people say, "I live inland, so I don't have to worry about hurricanes." That's what most people say until their kitchen looks like this.
Flood damage can happen anywhere it rains. And around here, it rains. Don't wait for 6 inches to find out you're not covered.

Coastal Insurance: An Acentria Insurance Company | 850.231.0042 | 625 GRAND BLVD. | STE. 205E Miramar Beach, FL 32550

There's a feeling that comes with knowing who to call.

YOUR HOME. YOUR CAR. YOUR BOAT. YOUR RENTAL PROPERTY. ALL WITH AN AGENT WHO UNDERSTANDS YOU, KNOWS THE EMERALD COAST, AND PICKS UP THE PHONE!

That's what we do. One conversation to find out more.

850.231.0042 | coastalcoverage.com

Here's what I'd never skip on my own homeowner's policy as Insurance Agent based in the Emerald Coast :

✔ Replacement cost coverage, not actual cash value
✔ Extended replacement cost endorsement (rebuild costs have gone up significantly)
✔ Separate flood policy, it's not in your homeowner's policy
✔ Water backup coverage
✔ Screen enclosure coverage
✔ Scheduled jewelry and valuables
✔ Liability at $300K+ minimum

Most people are underinsured and don't know it until it's too late.

As little as 15 minutes with us could change that. DM or call today.
Coastal Insurance: An Acentria Insurance Company | 850.231.0042 | 625 GRAND BLVD. | STE. 205E Miramar Beach, FL 32550

Not all Insurance Agents are the same. Here's what to look for before you pick one:

1. Independent vs. captive: an independent agent compares multiple carriers for you. A captive agent sells one company's products only.
2. Local knowledge: do they know your market, your flood zones, your risk?
3. Accessibility: will they pick up the phone when a storm is coming?
4. Proactive reviews: do they reach out when something changes, or wait for you to call?

Coastal Insurance is independent, local and easy to reach. Find out more about what makes us different
📞 850.231.0042 | coastalcoverage.com

Living outside a flood zone does not mean no risk.
One inch of water can be enough to cause damage.
Know what your policy covers this hurricane season.

Unsure where to start? We can help.

Coastal Insurance: An Acentria Insurance Company | 850.231.0042 | 625 GRAND BLVD. | STE. 205E Miramar Beach, FL 32550

June 1 is 5 days away and hurricane season doesn’t wait for anyone to feel ready

🎥 Film a room-by-room home inventory video
📋 Review your dwelling coverage — rebuilding costs have gone up
🌊 Confirm you have a separate flood policy
💨 Know your wind deductible before you ever need to use it
🎒 Have your go-bag packed, your insurance info available and your evacuation zone memorized
Don't know where to start? We can help

Coastal Insurance: An Acentria Insurance Company | 850.231.0042 | 625 GRAND BLVD. | STE. 205E Miramar Beach, FL 32550

Today, we pause to remember those who gave everything for our freedom.
With gratitude, we honor their legacy.

As a reminder, our office is closed Monday, May 25, and will reopen May 26.

Coastal Insurance
www.CoastalCoverage.com

Most coastal homeowners don’t realize their flood policy caps out way below what their home is actually worth until it’s too late to do anything about it. Private flood insurance was built for homes like yours. Higher limits, better terms, real protection. Let’s talk before hurricane season begins on June

Coastal Insurance: An Acentria Insurance Company
850.231.0042 | 625 GRAND BLVD. | STE. 205E
Miramar Beach, FL 32550

Most coastal homeowners don’t realize their flood policy caps out way below what their home is actually worth until it’s too late to do anything about it. Private flood insurance was built for homes like yours. Higher limits, better terms, real protection. Let’s talk before hurricane season begins on June 1.

Coastal Insurance: An Acentria Insurance Company
850.231.0042 | 625 GRAND BLVD. | STE. 205E
Miramar Beach, FL 32550

To every type of mother and every kind of love,
to those who guide us,
those who raised us
and those we carry with us.
We honor and thank you.

Happy Mother’s Day from our team to yours!