Marialy Rincon Realtor Associate
Realtor-Associate. Lp Realty Group. Miami Florida
Invest / Sell / Buy / Lease - Rent
¿Cuánto dinero necesitas realmente para comprar una casa de $300,000? 🏡
Muchos compradores creen que necesitan 20% de down payment, pero en muchos casos no es así. Aquí un ejemplo real:
1️⃣ Depósito de oferta (Earnest Money)
Aprox. $3,000 (~1% del precio).
Este dinero demuestra compromiso y normalmente se acredita al cierre.
2️⃣ Inspección de la propiedad
Entre $600 – $900.
Sirve para revisar estructura, A/C, plomería y electricidad.
3️⃣ Avalúo del banco (Appraisal)
Aprox. $500.
El banco confirma que la propiedad vale el precio de compra.
4️⃣ Down Payment
Con programas como FHA desde 3.5%.
En este ejemplo: $9,000 aprox.
5️⃣ Gastos de cierre
Normalmente 2% – 3% del precio
Incluyen title company, fees del préstamo, seguro, taxes y escrow.
💰 Total aproximado necesario: $19,300
Parte del depósito se aplica al pago inicial.
Si quieres saber cuánto dinero necesitarías en tu caso, escríbeme y te ayudo a estimarlo.
📩 Consulta gratis
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Marialy Rincon
Real Estate Agent | Fix & Flip Investments | Home Staging
📞 786-309-2610
HomeBuyingTips
La pregunta que más recibo:
“¿Cuánto dinero necesito para comprar casa?”
No hay una sola respuesta, pero aquí tienes un ejemplo realista 👆
Si quieres saber cómo se vería TU escenario, escríbeme BUYER.
02/24/2026
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